1232 Spyglass Ct, Ripon, CA 95366 Property Records

San Joaquin County property record for 1232 Spyglass Ct, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,500 sqft · built 2004
Lot Size	0.219 acres (9,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Feb 2025)
Tax Bill	$10,755 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`259-630-200-000`

Property Details

APN / Parcel Number

Primary APN	`259-630-200-000`
Alternative APN	`259-630-20`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	9,532 sqft (0.219 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-630-20
Street Address	1232 SPYGLASS CT
City	RIPON
State	CA
Zip	95366-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT OF 259-110-14 PER POPPY HILLS ESTATES
Legal Subdivision	POPPY HILLS ESTATES
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1015
Census Tract	5004

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 SPYGLASS CT, RIPON, CA 95366-9386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	202510938
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	0000235948
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1232 SPYGLASS CT, RIPON, CA 95366-9386
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SPYGLASS CT, RIPON, CA 95366-9386

Mortgage

Document Number	0000198044
Date	Nov 30, 2021
Instrument	2021-198044

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 26, 2019
Property Address	1232 SPYGLASS CT, RIPON, CA 95366-9386
Document Number	0000152570
Map Reference	DOC 2003-290282
Instrument Date	Dec 20, 2019
Instrument	2019-152570
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1232 SPYGLASS CT, RIPON, CA 95366-9386

Mortgage

Document Number	0000152571
Date	Dec 26, 2019
Instrument	2019-152571

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,755.00 (+5%)
2025	$7,170.00 (+3.84%)	$667,119 (+4.04%) Land $196,854 Building $470,265
2023	$6,905.00 (+1.63%) Homeowner's exemption	$641,216 Land $189,211 Building $452,005	$934,740
2022	$6,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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