1232 Shetland Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1232 Shetland Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,489 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$385,346 (Jul 2021)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009762-9570`

Property Details

APN / Parcel Number

Primary APN	`009762-9570`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,489 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1232 SHETLAND DR
City	SAINT JOHNS
State	FL
Zip	32259-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91/40-43 ABERDEEN DR HORTON PHASE 5A LOT 957 OR5327/1797
Legal Range	27E
Legal Township	05S
Legal Section	10
Legal Subdivision	ABERDEEN DR HORTON PHASE 5A
Legal Phase	5A
Legal Block	1
Legal Lot Number	957
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1032
Census Tract	20810

Owner

1232 Shetland Dr is owned and occupied by an individual who bought it in July 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1232 SHETLAND DR, SAINT JOHNS, FL 32259-6655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Deed Document Number	202182920
Deed Book / Page	5327 / 1797
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2021
Property Address	1232 SHETLAND DR, SAINT JOHNS, FL 32259-6655
Document Number	0053271797
Book / Page	5327 / 1797
Map Reference	MB 91 PG 40-43
Instrument Date	Jul 26, 2021
Instrument	2021082920
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,697.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SHETLAND DR, ST JOHNS, FL 32259-6655

Mortgage

Document Number	0053271798
Date	Jul 27, 2021
Instrument	5327/1798

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Shetland Dr was $6,963 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,260 (+2.7%)	$410,838 (-1.12%) Land $90,000 Building $320,838
2025	$6,963.00 (+10.89%) Homeowner's exemption	$382,921	$415,477 Land $95,000 Building $320,477
2024	$6,279.00 (+1.37%)
2023	$6,194.00 (+2.55%) Homeowner's exemption	$361,290 (+3%)	$407,255 (+16.1%) Land $100,000 Building $307,255
2022	$6,040.00 Homeowner's exemption	$350,767	$350,767 Land $89,600 Building $261,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1232 Shetland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Shetland Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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