1232 Sharpestowne Ct, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1232 Sharpestowne Ct, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,410 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,040 (Jul 2016)
Tax Bill	$273 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`578-00-00-634`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-634`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,410 sqft Living Area
1st Floor Area	2,210 sqft
Upper Floors Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1232 SHARPESTOWNE CT
City	MOUNT PLEASANT
State	SC
Zip	29466-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L15 MAPPLATP 0154 SUBDIVISIONNAME PORCHERS PRESERVE AT OAKLAND BLOCK LOT 18 GOVLOT TRACT
Legal Subdivision	PORCHESTER PRESERVE AT OAKLAND
Legal Lot Number	18
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4038
Census Tract	4609

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 SHARPESTOWNE CT, MOUNT PLEASANT, SC 29466-7564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2020	Deed of Trust, Mortgage · VA Mortgage BM R/E SVCS
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2016 · Amount on Record
Deed Sale	Jul 12, 2016 · Amount on Record
Deed Book / Page	567 / 709
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1232 SHARPESTOWNE CT, MOUNT PLEASANT, SC 29466-7564
Document Number	0920/0749
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SHARPESTOWNE CT MOUNT PLEASANT SC 294667564, MOUNT PLEASANT, SC 29466-7564

Mortgage

Document Number	0920/0749
Date	Oct 1, 2020
Book Page	000920/000749

Lender

Name	BM R/E SVCS
Address	CALABASAS, CA 91302

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1232 SHARPESTOWNE CT, MOUNT PLEASANT, SC 29466-7564
Document Number	0844/0848
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1232 SHARPESTOWNE CT MOUNT PLEASANT SC 294667564, MOUNT PLEASANT, SC 29466-7564

Mortgage

Document Number	0844/0848
Date	Dec 6, 2019
Book Page	000844/000848

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00 (+0.74%)		$913,230 (+56.35%)
2024	$271.00 (-87.48%)
2022	$2,164.00	$23,370	$584,100 Land $121,900 Building $462,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 141 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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