1. Home
  2. Tennessee
  3. Obion County
  4. Union City
  5. S 3rd St

1232 S 3rd St, Union City, TN 38261 Property Records

Obion County property record for 1232 S 3rd St, Union City, TN 38261

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3 ba · 5,513 sqft · built 1969
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Jun 2018)
Deeds & MortgagesJun 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN066059C G 01000

Property Details

APN / Parcel Number

Primary APN066059C G 01000
Alternative APN
  • 059C G 01000

Interior

Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area5,513 sqft Total Area
1st Floor Area11,469 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area74,488 sqft (1.71 acres)
Lot Dimensions296 ft deep x 220 ft wide
PorchOpen Porch
Canopy255 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1232 S 3RD ST
CityUNION CITY
StateTN
Zip38261-4912
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionROGERS ADD 6 5-10
Legal SubdivisionROGERS ADD
Legal Block6
Legal Lot Number5-10 10
JurisdictionOBION TN
Township / Civil Division7
Census Block Group2
Census Block2077
Census Tract965500

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3250 E MAIN ST, HUMBOLDT, TN 38343-6507
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleNov 16, 2015
Deed Document Number53713
Deed Book / Page218 / 535
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateJun 26, 2018
Property Address1232 S 3RD ST, UNION CITY, TN 38261-4912
Document Number0000053713
Book / Page000218 / 000535
Instrument DateJun 12, 2018
Instrument53713
Transaction TypeTransfer
Record UpdatedJul 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2706 EASTEND DR HUMBOLDT TN 383432206, HUMBOLDT, TN 38343-2206

Mortgage

Document Number53714
DateJun 26, 2018
Book Page000218/000537
Instrument53714
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 25, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityUnion City
Unified School DistrictUnion City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$315,400 (+0.05%) Land $95,000 Building $220,400
2023$315,240 Land $95,000 Building $220,240$788,500 Land $237,500 Building $551,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims43 (1978–2023)
Claims Outside the SFHA24 of 43
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY WATER DEPT
serves 16,180 people · EPA ID TN0000720
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Union City Energy Authority
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: SI Wireless.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures