Elko County property record for 1232 Pershing Ave, Spring Creek, NV 89815
| Property Type | Mobile Home |
|---|---|
| Details | 2,100 sqft · built 2010 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Aug 2023) |
| Tax Bill | $2,283 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-027-003 |
| Primary APN | 027-027-003 |
|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft |
| Garage Type | Detached |
| Garage Area | 1,290 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Quonset Hut | 1,290 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1232 PERSHING AVE |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-8794 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | 2010 CHAMPION 70 X 30 SER. #01700PHA000008AB |
| Legal Range | 55E |
| Legal Township | 32N |
| Legal Section | 15 |
| Legal Subdivision | LUCKY NUGGET RANCHES 1 |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1129 |
| Census Tract | 951202 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 806 LOWER SOUTH FRK, SPRING CREEK, NV 89815-8900 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Mar 11, 2021 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 2023824625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 29, 2026 |
| Property Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Document Number | 0000866460 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026866460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Document Number | 0000866460, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026866460 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 806 LOWER SOUTH FRK 5, 5, SPRING CREEK, NV 89815-8901 |
| Document Number | 0000785810 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 785810 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Document Number | 0000822421 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 822421 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 31, 2023 |
| Property Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815-8794 |
| Document Number | 0000824625 |
| Map Reference | FILE 9004 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 824625 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,306.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 806 LOWER SOUTH FRK, SPRING CREEK, NV 89815-8900 |
| Document Number | 0000824626 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 824626 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1232 PERSHING AVE, SPRING CREEK, NV 89815 |
| Document Number | 0000785809 |
| Instrument Date | Mar 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1232 PERSHING AVE SPRING CREEK NV 89815, SPRING CREEK, NV 89815 |
| Document Number | 0000785809 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 785809 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,283.00 (+7.08%) | $85,184 (+7.06%) Land $8,925 Building $76,259 | $243,383 (+7.06%) Land $25,500 Building $217,883 |
| 2025 | $2,132.00 (+17.86%) | $79,568 (+14.16%) Land $8,925 Building $70,643 | $227,337 (+14.16%) Land $25,500 Building $201,837 |
| 2023 | $1,809.00 (+8%) | $69,698 (+11.5%) Land $3,850 Building $65,848 | $199,137 (+11.5%) Land $11,000 Building $188,137 |
| 2022 | $1,675.00 | $62,510 Land $3,850 Building $58,660 | $178,600 Land $11,000 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1999–2016) |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.9% of the US · above 98.8% of Nevada |
|---|---|
| Wildfire Likelihood | 8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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