1232 Pebble Beach Way, Arnold, CA 95223 Property Records

Calaveras County property record for 1232 Pebble Beach Way, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 1988
Lot Size	0.42 acres (18,295 sqft)
Owner	Trust Name on File
Last Sale	$660,000 (Aug 2021)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-031-026-000`

Property Details

APN / Parcel Number

Primary APN	`026-031-026-000`
Alternative APN	`026-031-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,264 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Wood
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	026-031-026
Street Address	1232 PEBBLE BEACH WAY
City	ARNOLD
State	CA
Zip	95223-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 9 LOT 77
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	77
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1005
Census Tract	506

Owner

1232 Pebble Beach Way is held in a trust since August 2021.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Trust Name on File
Mailing Address	428 MT SEQUOIA CT, CLAYTON, CA 94517-1612
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 27, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Nov 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	May 15, 2012 · Amount on File
Deed Document Number	202115139
Prior Transfer Date	Oct 5, 2019
Prior Transfer Doc	0000013047
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1232 PEBBLE BEACH WAY, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	PLACER TITLE COMPANY AUBURN, PLACER TITLE COMPANY ARNOL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 MT SEQUOIA CT, CLAYTON, CA 94517-1612

Mortgage

Document Number	0000020566
Date	Dec 9, 2021
Instrument	2021-020566

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.3%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.3%
Index	Other
Margin	3
Max Rate	7.3%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 27, 2021
Property Address	1232 PEBBLE BEACH WAY, ARNOLD, CA 95223
Document Number	0000015139
Map Reference	MB 2 PG 99
Instrument Date	Aug 18, 2021
Instrument	2021-015139
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	428 MT SEQUOIA CT, CLAYTON, CA 94517-1612

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Nov 7, 2019
Property Address	1232 PEBBLE BEACH WAY, ARNOLD, CA 95223
Document Number	0000013047
Map Reference	MB 2
Instrument Date	Oct 5, 2019
Instrument	2019-013047
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1232 PEBBLE BEACH WAY, ARNOLD, CA 95223

Mortgage

Document Number	0000013048
Date	Nov 7, 2019
Instrument	2019-013048

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	110 Months
Due	Jan 1, 2029

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 7, 2019
Property Address	1232 PEBBLE BEACH WAY, ARNOLD, CA 95223
Document Number	0000013049
Instrument Date	Oct 2, 2019
Instrument	13049
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1232 PEBBLE BEACH WAY ARNOLD CA 95223, ARNOLD, CA 95223
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Pebble Beach Way was $8,063.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,404 (+2%) Land $32,472 Building $681,932
2025	$8,063.00	$700,397 Land $31,836 Building $668,561
2023	$7,839.00 (+70.75%)	$673,200 Land $30,600 Building $642,600
2022	$4,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1232 Pebble Beach Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Pebble Beach Way is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

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