1232 Palmerston Loop, Roseville, CA 95678 Property Records

Placer County property record for 1232 Palmerston Loop, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,474 sqft · built 1994
Lot Size	0.324 acres (14,095 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Apr 2021)
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`477-200-041-000`

Property Details

APN / Parcel Number

Primary APN	`477-200-041-000`
Alternative APN	`477-200-041`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	14,095 sqft (0.324 acres)
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-200-041
Street Address	1232 PALMERSTON LOOP
City	ROSEVILLE
State	CA
Zip	95678-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 184 RIDGEWOOD UNIT 3 MOR S-41
Legal Subdivision	RIDGEWOOD
Legal Lot Number	184
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3003
Census Tract	21046

Owner

1232 Palmerston Loop is owned and occupied by two individuals who bought it in April 2021.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 23, 2021	Grant Deed, Transfer · Conventional Mortgage TRAVIS CU
Nov 7, 2017	Grant Deed, Transfer · ARM FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	202156202
Prior Transfer Date	May 8, 2013
Prior Transfer Doc	0000046459
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058482
Date	Jun 16, 2020
Instrument	2020-0058482

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 23, 2021
Property Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172
Document Number	0000056202
Map Reference	MB S PG 41
Instrument Date	Apr 20, 2021
Instrument	2021-0056202
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE, STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172

Mortgage

Document Number	0000056203
Date	Apr 23, 2021
Instrument	2021-0056203

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2036
Change Frequency	10 Years
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 7, 2017
Property Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172
Document Number	0000087470
Map Reference	MAP S PG41
Instrument Date	Nov 2, 2017
Instrument	2017-0087470
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1232 PALMERSTON LOOP, ROSEVILLE, CA 95678-1172

Mortgage

Document Number	0000087471
Date	Nov 7, 2017
Instrument	2017-0087471

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Palmerston Loop was $7,757.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$732,000 (-1.08%) Land $112,600 Building $619,400
2025	$7,757.00	$740,000 Land $113,800 Building $626,200
2023	$7,820.00 (-8.89%)	$741,000 Land $114,000 Building $627,000
2022	$8,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1232 Palmerston Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Palmerston Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit.

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