1232 Naples Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 1232 Naples Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,476 sqft · built 1810
Lot Size	9.18 acres (399,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2023)
Tax Bill	$6,038 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:05 L:0005`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:05 L:0005`
Alternative APN	`1620`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,476 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Colonial
Lot Area	399,881 sqft (9.18 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1620
Street Address	1232 NAPLES RD
City	HARRISON
State	ME
Zip	04040-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	5
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3016
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	339 WINDHAM CENTER RD, 2, WINDHAM, ME 04062-4336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Mar 30, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202325313
Deed Book / Page	40269 / 307
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Recording Date	Apr 13, 2026
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Document Number	0421760020
Book / Page	42176 / 20
Instrument Date	Apr 8, 2026
Instrument	202613814
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 NAPLES RD, HARRISON, ME 04040-4410

Mortgage

Document Number	0000013814,
Date	Apr 13, 2026
Book Page	42176/20
Instrument	202613814

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391840245
Date	Feb 16, 2022
Book Page	39184/245
Instrument	9327

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0393370107
Date	Apr 12, 2022
Book Page	39337/107
Instrument	19487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Jul 31, 2023
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Document Number	0402690307
Book / Page	40269 / 307
Instrument Date	Jul 28, 2023
Instrument	25313
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	339 WINDHAM CENTER RD # 2, 2, WINDHAM, ME 04062-4336

Mortgage

Document Number	0000025314
Date	Jul 31, 2023
Instrument	25314

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347410228
Date	Mar 30, 2018
Book Page	34741/0228
Instrument	000000014104

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	1232 NAPLES RD, HARRISON, ME 04040-4410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363650099
Date	Jan 23, 2020
Book Page	36365/99
Instrument	4082

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,038.00 (+6.57%)	$735,900 (-) Land $129,100 Building $606,800
2024	$5,666.00 (+7.64%)	$735,900 (+81.03%) Land $129,100 Building $606,800
2023	$5,264.00 (+8.83%)	$406,500 (-) Land $97,700 Building $308,800
2022	$4,837.00	$406,500 Land $97,700 Building $308,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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