1232 N 10th St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 1232 N 10th St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2023)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`52-818-404-130.00`

Property Details

APN / Parcel Number

Primary APN	`52-818-404-130.00`
Alternative APNs	`052-818-404-130.00` `818404130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	1,728 sqft
Basement Area	2,268 sqft
Finished Basement	540 sqft
Unfinished Basement	1,728 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1232 N 10TH ST
City	MANITOWOC
State	WI
Zip	54220-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SUBD SE 1/4 REC V411 P496 OF DEEDS SEC 18-19-24
Legal Subdivision	PART OF SUB
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	1
Census Block	1013
Census Tract	100

Owner

Source: Manitowoc County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH
Nov 9, 2023	Warranty Deed, Transfer · FHA Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH
Nov 10, 2023	Warranty Deed, Transfer · FHA Mortgage WISCONSIN HOUSING & ECONOMIC DEV AU
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2019	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2023 · Amount on Record
Deed Sale	Nov 10, 2023 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20231267414
Deed Book / Page	3590 / 351
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906

Mortgage

Document Number	003590/362
Date	Nov 10, 2023
Book Page	3590/362
Instrument	1267416

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906

Mortgage

Document Number	003590/362
Date	Nov 9, 2023
Book Page	3590/362
Instrument	1267416

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 9, 2023
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Document Number	003590/351
Book / Page	3590 / 351
Instrument Date	Nov 3, 2023
Instrument	9000351
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	KNIGHT BARRY TTL ADVANTAGE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003590/353
Date	Nov 9, 2023
Book Page	3590/353
Instrument	9000353

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 10, 2023
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Document Number	003590/351
Book / Page	3590 / 351
Instrument Date	Nov 3, 2023
Instrument	1267414
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	KNIGHT BARRY TITLE ADVANTAGE L, KNIGHT BARRY TTL ADVANTAGE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906

Mortgage

Document Number	0001267415
Date	Nov 10, 2023
Instrument	1267415

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AU
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906

Mortgage

Document Number	003469/334
Date	Jan 18, 2022
Book Page	3469/334
Instrument	1246758

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906

Mortgage

Document Number	3407/713
Date	May 28, 2021
Book Page	3407/713
Instrument	1236538

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Apr 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 2, 2019
Property Address	1232 N 10TH ST, MANITOWOC, WI 54220-1906
Document Number	3207/689
Book / Page	3207 / 689
Instrument Date	Mar 29, 2019
Instrument	1204206
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1204207
Date	Apr 2, 2019
Instrument	1204207

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+15.9%) Homeowner's exemption	$268,500 (+21.93%) Land $24,000 Building $244,500	$272,697 (+23.73%) Land $24,375 Building $248,322
2023	$3,353.00 (+16.1%) Homeowner's exemption	$220,200 (+38.49%) Land $21,000 Building $199,200	$220,400 (+18.69%) Land $21,019 Building $199,381
2022	$2,888.00 Homeowner's exemption	$159,000 Land $21,000 Building $138,000	$185,700 Land $24,526 Building $161,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: TDS Telecom.

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