1232 Main St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 1232 Main St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 896 sqft · built 1983
Lot Size	0.059 acres (2,586 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2025)
Tax Bill	$535 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`171052-0070`

Property Details

APN / Parcel Number

Primary APN	`171052-0070`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	896 sqft Living Area
Gross Area	1,040 sqft
1st Floor Area	448 sqft
Upper Floors Area	448 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,586 sqft (0.059 acres)
Lot Dimensions	102 ft deep x 25 ft wide
Porch	Enclosed/Finished Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1232 MAIN ST
City	ATLANTIC BEACH
State	FL
Zip	32233-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG
Legal Description	18-34 38-2S-29E .058 SEC H ATLANTIC BEACH S1/2 LOT 6 BLK 226
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ATLANTIC BEACH SEC H
Legal Block	226
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1015
Census Tract	13902

Owner

1232 Main St is owned and occupied by an individual who bought it in October 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1232 MAIN ST, ATLANTIC BEACH, FL 32233-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	2025231134
Deed Book / Page	21642 / 1666
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 3, 2025
Property Address	1232 MAIN ST, ATLANTIC BEACH, FL 32233-2643
Document Number	0216421666
Book / Page	21642 / 1666
Map Reference	MB 18 PG 34
Instrument Date	Sep 30, 2025
Instrument	2025231134
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6019 MAPLE LEAF, CANDLER, FL 32111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 MAIN ST, ATLANTIC BCH, FL 32233-2643

Mortgage

Document Number	0216421668
Date	Oct 3, 2025
Instrument	21642/1668

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Main St was $535, up 1.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,385 (+172.49%) Land $44,500 Building $136,885	$181,385 (+9.68%) Land $44,500 Building $136,885
2025	$535.00 (+1.33%) Homeowner's exemption	$66,566 (+2.9%)	$165,380 (+4.98%) Land $48,950 Building $116,430
2024	$528.00 (+1.54%) Homeowner's exemption	$64,690 (+3%)	$157,541 (+4.02%) Land $48,950 Building $108,591
2023	$520.00 (+8.11%) Homeowner's exemption	$62,806 (+3%)	$151,459 (+18.21%) Land $48,950 Building $102,509
2022	$481.00 Homeowner's exemption	$60,977	$128,131 Land $44,500 Building $83,631

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1232 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	53 (1993–2022)
Claims Outside the SFHA	44 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20