1232 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 1232 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Commercial Office
Details	1,662 sqft
Lot Size	0.477 acres (20,777 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Sep 2025)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Feb 2022 Sale Nov 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0056-0000-0009-A`

Property Details

APN / Parcel Number

Primary APN	`0056-0000-0009-A`
Alternative APNs	`105889` `143204` `73399`

Interior

Units	3 Units
Stories	1 Story
Building Area	1,662 sqft Total Area
1st Floor Area	957 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	20,777 sqft (0.477 acres)

Location & Zoning

Account Number	73399
Street Address	1232 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-8892
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LOT A
Legal Lot Number	A
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2004
Census Tract	10903

Owner

Source: Madison County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1235 RED LICK RD, BEREA, KY 40403-8608
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed, Transfer
Nov 21, 2017	Deed, Transfer · Line of Credit FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	202514285327
Deed Book / Page	873 / 157
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 3, 2022
Property Address	1232 LANCASTER RD, RICHMOND, KY 40475-8892
Document Number	000D818/99
Book / Page	D818 / 99
Map Reference	MB 14 PG 197
Instrument Date	Jan 31, 2022
Instrument	2014075730
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 TAMPA EAST BLVD, 2604, TAMPA, FL 33619-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 OAKMONT TRL, RICHMOND, KY 40475-7984

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 21, 2017
Property Address	1232 LANCASTER RD, RICHMOND, KY 40475-8892
Document Number	D00753/031
Book / Page	D00753 / 031
Map Reference	MB14 PG197
Instrument Date	Nov 21, 2017
Instrument	2013968180
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 ALYSHEBA WAY STE 3206, 1795, LEXINGTON, KY 40509-2280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 LANCASTER RD, RICHMOND, KY 40475-8810

Mortgage

Document Number	2013968181
Date	Nov 21, 2017
Instrument	2013968181

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (-2.82%)	$260,000 (-)	$260,000 (-)
2023	$2,522.00 (+52.48%)	$260,000 (+52.94%)	$260,000 (+52.94%)
2022	$1,654.00	$170,000	$170,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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