1232 Highbridge Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1232 Highbridge Rd, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,428 sqft · built 1951
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Sep 2025)
Tax Bill$6,841 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.20-6-1

Property Details

APN / Parcel Number

Primary APN422800 59.20-6-1
Alternative APN
  • 280005902000060010000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Total Area
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeMixed
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1232 HIGHBRIDGE RD
CitySCHENECTADY
StateNY
Zip12303-2545
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1
Legal DescriptionR,G,BF,AP 1.A-110-20
Legal Block6
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1012
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-6-1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 NORTHVIEW DR, LATHAM, NY 12110-1013
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Commercial Mortgage
SUNMARK FCU
Sep 16, 2025Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleJan 05, 2007 · Amount on Record
Deed Document Number202522068
Deed Book / Page2156 / 890
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1232 HIGHBRIDGE RD, SCHENECTADY, NY 12303-2545
Transaction TypeMortgage
Record UpdatedOct 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 BALDWIN RD, GLENVILLE, NY 12302-3814

Mortgage

Document Number0000043611
DateSep 03, 2021
Book Page5140/278
Instrument202143611
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueAug 15, 2031

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 16, 2025
Property Address1232 HIGHBRIDGE RD, SCHENECTADY, NY 12303-2545
Document Number0000022068
Instrument DateAug 25, 2025
Instrument202522068
Transaction TypeTransfer
Record UpdatedOct 07, 2025
Title CompanySHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86 BALDWIN RD, GLENVILLE, NY 12302-3814

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 NORTHVIEW DR, LATHAM, NY 12110-1013

Mortgage

Document Number0000022069
DateSep 16, 2025
Instrument202522069
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateSep 01, 2035
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Margin3
Max Rate11.3%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,841.00$186,400 (-) Land $14,000 Building $172,400$286,800 (+10.78%) Land $21,541 Building $265,259
2024$186,400 (-) Land $14,000 Building $172,400$258,900 (+5.54%) Land $19,445 Building $239,455
2023$186,400 Land $14,000 Building $172,400$245,300 Land $18,424 Building $226,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 252 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROTTERDAM WD #5
serves 28,000 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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