1232 Forest Circle Dr, Corbin, KY 40701 Property Records

Whitley County property record for 1232 Forest Circle Dr, Corbin, KY 40701 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,185 sqft
Lot Size	1.2 acres (52,594 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2026)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`138-10-04-013.00`

Property Details

APN / Parcel Number

Primary APN	`138-10-04-013.00`
Alternative APN	`135088`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,185 sqft Living Area
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,594 sqft (1.2 acres)
Terrain	Rolling
Garage Area	576 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1232 FOREST CIRCLE DR
City	CORBIN
State	KY
Zip	40701-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5 ST BRK HS & LTS 21-22 FOREST HILLS
Legal Subdivision	FOREST HILLS
Legal Lot Number	21-22
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	2
Census Block	2010
Census Tract	920200

Owner

Source: Whitley County records · APN 138-10-04-013.00

Assessment roll updated April 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2008	Deed of Trust, Mortgage FIRST NATIONAL BANK OF MANCHESTER KY
Jun 20, 2025	Deed of Trust, Mortgage · Line of Credit L&N FCU
Mar 02, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 05, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 07, 2019
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2026 · Amount on Record
Deed Sale	Mar 02, 2026 · Amount on Record
Prior Sale	Nov 05, 2020
Deed Document Number	2026357862
Deed Book / Page	591 / 701
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	00D558/745
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M680/644
Date	Sep 22, 2021
Book Page	M680/644
Instrument	275307

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 01, 2047

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BLACKBERRY LN, LONDON, KY 40741-9323

Mortgage

Document Number	000499/565
Date	Sep 22, 2008
Book Page	499/565

Lender

Name	FIRST NATIONAL BANK OF MANCHESTER KY
Address	MANCHESTER, KY 40962

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 04, 2009

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M729/809
Date	Jun 20, 2025
Book Page	M729/809
Instrument	338393

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Mar 02, 2026
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Document Number	00D591/701
Book / Page	D591 / 701
Instrument Date	Feb 23, 2026
Instrument	357862
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325

Mortgage

Document Number	0000357863
Date	Mar 02, 2026
Instrument	357863

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITLEY KY
Recording Date	Nov 05, 2020
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Document Number	00D558/745
Book / Page	D558 / 745
Instrument Date	Oct 21, 2020
Instrument	259641
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325

Mortgage

Document Number	000M664581
Date	Nov 05, 2020
Instrument	M664/581

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 01, 2047

October 2019:

Jurisdiction	WHITLEY KY
Recording Date	Oct 07, 2019
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Document Number	00D552/727
Book / Page	D552 / 727
Instrument Date	Oct 01, 2019
Instrument	239199
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 W 8TH ST, CORBIN, KY 40701-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Aug 15, 2017
Property Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325
Document Number	000540/980
Book / Page	540 / 980
Instrument Date	Aug 07, 2017
Instrument	226233
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$198.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4177 JOHN ALDEN LN, LEXINGTON, KY 40504-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1232 FOREST CIRCLE DR, CORBIN, KY 40701-2325

Mortgage

Document Number	0000619797
Date	Aug 15, 2017
Instrument	619/797

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Corbin City
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (+57.08%)	$329,000 (+59.48%)	$329,000 (+59.48%)
2024	$678.00 (-2.45%)	$206,300 (-)	$206,300 (-)
2023	$695.00	$206,300	$206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212359202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2003, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 78% of Kentucky
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Zetalink	Fixed Wireless (unlicensed)	200 / 100

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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