1232 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1232 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,846 sqft · built 1989
Lot Size	0.156 acres (6,830 sqft)
Owner	Individual Name on Record
Last Sale	$542,000 (Apr 2024)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-884`

Property Details

APN / Parcel Number

Primary APN	`304-96-884`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1989
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	6,830 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces
Pool Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1232 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	PARK VILLAGE UNIT 3 MCR 314-9
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PARK VILLAGE UNIT 3 LOT 1-89 TR A
Legal Lot Number	83
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1010
Census Tract	422506

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Apr 11, 2024	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 11, 2019	Warranty Deed, Transfer MAGNUS TITLE AGENCY
Jan 22, 2019	Warranty Deed, Transfer · Conventional with PMI KAYAK CAP
Jan 22, 2019	Warranty Deed, Transfer MAGNUS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20240189413
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608

Mortgage

Document Number	0000108202
Date	Feb 25, 2026
Instrument	20260108202

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 11, 2024
Property Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Document Number	0000189413
Map Reference	MB 314 PG 9
Instrument Date	Mar 26, 2024
Instrument	20240189413
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 E BECK LN # EE, EE, BOISE, ID 83716-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608

Mortgage

Document Number	0000189414
Date	Apr 11, 2024
Instrument	20240189414

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 11, 2019
Property Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Document Number	0000254854
Instrument Date	Apr 10, 2019
Instrument	254854
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 E ENCINAS AVE GILBERT AZ 852343608, GILBERT, AZ 85234-3608

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2019
Property Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Document Number	0000045883
Instrument Date	Jan 16, 2019
Instrument	45883
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	936 W HEREFORD DR SAN TAN VALLEY AZ 851435552, SAN TAN VALLEY, AZ 85143-5552

Mortgage

Document Number	45884
Date	Jan 22, 2019
Instrument	45884

Lender

Name	KAYAK CAP
Type	Funding / Finance Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2019
Property Address	1232 E ENCINAS AVE, GILBERT, AZ 85234-3608
Document Number	0000045882
Instrument Date	Jan 16, 2019
Instrument	45882
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11201 N TATUM BLVD PHOENIX AZ 850286036, PHOENIX, AZ 85028-6036

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,970 (-1.12%)	$439,700 (-1.12%) Land $87,900 Building $351,800
2025	$2,232.00 (+9.41%)
2024		$44,470	$444,700 Land $88,900 Building $355,800
2023	$2,040.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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