1232 Dusty Pine Dr, Apopka, FL 32703 Property Records

Orange County property record for 1232 Dusty Pine Dr, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,721 sqft · built 2018
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (Jun 2018)
Tax Bill	$6,763 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-2854-00-920`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-2854-00-920`
Alternative APNs	`282205285400920` `226085` `230596` `235101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,721 sqft Living Area
Gross Area	3,907 sqft
1st Floor Area	2,721 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	666 sqft
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1232 DUSTY PINE DR
City	APOPKA
State	FL
Zip	32703-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	FOREST LAKE ESTATES 90/100 LOT 92
Legal Range	28E
Legal Township	22S
Legal Section	05
Legal Subdivision	FOREST LAKE ESTS
Legal Lot Number	92
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2091
Census Tract	17506

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Quit Claim Deed, Transfer CARDINAL FIN'L
Jun 4, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 20, 2017	Loan Modification, Mortgage MCAULIFFE DOROTHY TR I (PT)
Dec 26, 2017	Loan Modification, Mortgage · Line of Credit REGIONS BK
Dec 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	2018323787
Last Transfer Date	Aug 14, 2020
Transfer Doc	0000454934
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 28, 2020
Property Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Document Number	0000454934
Instrument Date	Aug 14, 2020
Instrument	454934
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NEW DOOR TITLE INSURANCE LLC, NEW HM TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1232 DUSTY PINE DR APOPKA FL 327038007, APOPKA, FL 32703-8007

Mortgage

Document Number	454935
Date	Aug 28, 2020
Instrument	454935

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2018
Property Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Document Number	0000323787
Map Reference	MB 90 PG 100-112
Instrument Date	Jun 1, 2018
Instrument	20180323787
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 W NEW ENGLAND AVE # AVE240, 558, WINTER PARK, FL 32789-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007

Mortgage

Document Number	0000323788
Date	Jun 4, 2018
Instrument	20180323788

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Document Number	0000696302
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	558 W NEW ENGLAND AVE #240 WINTER PARK FL 327894240, 240, WINTER PARK, FL 32789-4240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000696302
Date	Dec 26, 2017
Instrument	696302

Lender

Name	MCAULIFFE DOROTHY TR I (PT)

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Dec 26, 2017
Property Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Instrument Date	Dec 18, 2017
Instrument	696301
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	558 W NEW ENGLAND AVE #240 WINTER PARK FL 327894240, 240, WINTER PARK, FL 32789-4240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000696301
Date	Dec 26, 2017
Instrument	696301

Lender

Name	REGIONS BK
Type	Bank
Address	1042 MAIN ST # 2ND, DUNEDIN, FL 34698-5242

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 14, 2017
Property Address	1232 DUSTY PINE DR, APOPKA, FL 32703-8007
Document Number	0000682047
Instrument Date	Dec 13, 2017
Instrument	682047
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,693.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1133 LOUISIANA AVE #106 WINTER PARK FL 327892350, 106, WINTER PARK, FL 32789-2350
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,924 (+2.7%)	$474,650 (-1.24%) Land $70,000 Building $404,650
2025	$6,763.00 (+6.19%) Homeowner's exemption	$404,989 (+5.99%)	$480,610 (-1.41%) Land $70,000 Building $410,610
2024	$6,369.00 (+3.38%)
2023	$6,161.00 (+3.03%) Homeowner's exemption	$382,112 (+3%)	$487,485 (+21.38%) Land $90,000 Building $397,485
2022	$5,980.00 Homeowner's exemption	$370,983	$401,603 Land $68,000 Building $333,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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