1232 Cypress Point Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1232 Cypress Point Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,180 (Jul 2000)
Tax Bill	$5,489 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T002400352`

Property Details

APN / Parcel Number

Primary APN	`T002400352`
Alternative APN	`2-0060-8224-00-0339.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T002400352
Old Parcel Number	T002400352
Street Address	1232 CYPRESS POINT DR
City	O FALLON
State	MO
Zip	63366-5584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK #6 LOT 339
Legal Range	03E
Legal Township	47N
Legal Subdivision	TURTLE CREEK #6
Legal Lot Number	339
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	311712

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 CYPRESS POINT DR, O FALLON, MO 63366-5584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2000 · Amount on Record
Deed Sale	Jul 19, 2000 · Amount on Record
Deed Document Number	0002419443
Deed Book / Page	2419 / 443
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1232 CYPRESS POINT DR, O FALLON, MO 63366-5584
Document Number	0000089379
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1232 CYPRESS POINT DR O FALLON MO 633665584, O FALLON, MO 63366-5584

Mortgage

Document Number	0000089379
Date	Nov 18, 2020
Instrument	89379

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,489.00 (+24.84%)	$85,688 (+10.98%)	$450,989 (+10.98%) Land $61,540 Building $389,449
2023		$77,212 (+24.65%)
2022	$4,397.00	$61,944	$406,379 (+24.65%) Land $50,000 Building $356,379
2021			$326,023 Land $40,000 Building $286,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20