1232 14th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1232 14th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,012 sqft · built 1984
Lot Size	0.023 acres (1,011 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Jan 2024)
Tax Bill	$1,752 (2026)
Deeds & Mortgages	Apr 2024 Sale Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47037-0017`

Property Details

APN / Parcel Number

Primary APN	`82-47037-0017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,012 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	1,011 sqft (0.023 acres)
Lot Width	23 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1232 14TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-1714
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD3
Legal Description	LOT 017 BLK 001 FOXWOOD TOWNHOUSE ADD SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	FOXWOOD TOWNHOUSE ADD
Legal Block	1
Legal Lot Number	17
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	901

Owner

1232 14th St N, a townhouse, is owned and occupied by an individual who bought it in January 2024.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1232 14TH ST N, SAINT CLOUD, MN 56303-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Feb 6, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	20241613853
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 2, 2024
Property Address	1232 14TH ST N, SAINT CLOUD, MN 56303-1714
Document Number	00A1669786
Instrument Date	Jan 3, 2024
Instrument	A1669786
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1232 14TH ST N, SAINT CLOUD, MN 56303-1714

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 6, 2019
Property Address	1232 14TH ST N, SAINT CLOUD, MN 56303-1714
Document Number	00A1537962
Instrument Date	Jan 22, 2019
Instrument	A1537962
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 PATTON RD, SAINT PAUL, MN 55112-2611

Tax Assessment & Valuation

The 2026 property tax bill for 1232 14th St N was $1,752, up 23.4% from the year before.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,752.00 (+23.38%)	$147,700 (-) Land $25,000 Building $122,700	$147,700 (-) Land $25,000 Building $122,700
2025	$1,420.00 Homeowner's exemption	$147,700 Land $25,000 Building $122,700	$147,700 Land $25,000 Building $122,700
2023	$1,746.00	$136,500 Land $25,000 Building $111,500	$136,500 Land $25,000 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1232 14th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1232 14th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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