12317 Dunham Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12317 Dunham Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,739 sqft · built 1992
Lot Size0.84 acres (36,590 sqft)
Owner2 Company Names on Record
Last Sale$530,000 (Jul 2026)
Tax Bill$10,441 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-25-126-002

Property Details

APN / Parcel Number

Primary APN04-25-126-002
Alternative APNs
  • 425126002
  • 025B018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,739 sqft Living Area
Basement Area1,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Lot Area36,590 sqft (0.84 acres)
Garage Area780 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address12317 DUNHAM DR
CityROSCOE
StateIL
Zip61073-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT NO 2 SLEEPY HOLLOW BNG PT NW1/4 SEC 25-46-2 LOT 18
Legal Range2
Legal Township46
Legal Section25
Legal SubdivisionSLEEPY HOLLOW #2
Legal Lot Number18
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4042
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
RESOURCE BANK NA
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLACKHAWK BANK
Nov 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE BK
Nov 12, 2019Grant Deed, Transfer · Conventional with PMI
RESOURCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2026 · Amount on Record
Deed SaleJul 6, 2026 · Amount on Record
Prior SaleNov 12, 2019 · Amount on Record
Deed Document Number202617031
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 6, 2026
Property Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
Document Number0000017031
Instrument DateJun 30, 2026
Instrument202617031
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$80,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address12317 DUNHAM DR, ROSCOE, IL 61073-9097

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025024
DateOct 23, 2023
Instrument2325024
Lender
NameRESOURCE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 15, 2028

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035645
DateOct 5, 2021
Instrument2135645
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 5, 2036
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
Document Number0001037777
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12317 DUNHAM DR ROSCOE IL 610739097, ROSCOE, IL 61073-9097

Mortgage

Document Number0001037777
DateNov 12, 2019
Instrument1037777
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2049
Interest
Rate3.5%

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateNov 12, 2019
Property Address12317 DUNHAM DR, ROSCOE, IL 61073-9097
Document Number0001037776
Instrument DateOct 24, 2019
Instrument1037776
Transaction TypeTransfer
Record UpdatedDec 6, 2019
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12317 DUNHAM DR ROSCOE IL 610739097, ROSCOE, IL 61073-9097

Mortgage

Document Number1037777
DateNov 12, 2019
Instrument1037777
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 11, 2049
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,441.00 (+3.84%) Homeowner's exemption$140,054 (+9.49%) Land $29,591 Building $110,463$420,162 (+9.49%) Land $88,773 Building $331,389
2024$10,055.00$127,915 (+21.89%) Land $27,026 Building $100,889$383,745 (+21.89%) Land $81,078 Building $302,667
2022Homeowner's exemption$104,940 Land $22,172 Building $82,768$314,820 Land $66,516 Building $248,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEGEND LAKES WATER ASSOCIATION
private · serves 250 people · EPA ID IL2015300
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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