12316 Oneal Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 12316 Oneal Rd, Wake Forest, NC 27587

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,416 sqft · built 1997
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (Jul 2016)
Tax Bill	$1,343 (2023)
Deeds & Mortgages	Jul 2018 Loan Modification May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1822.03-41-4944 0278519`

Property Details

APN / Parcel Number

Primary APN	`1822.03-41-4944 0278519`
Alternative APN	`0278519`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Lot Area	77,537 sqft (1.78 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0278519
Street Address	12316 ONEAL RD
City	WAKE FOREST
State	NC
Zip	27587-9413
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-40W
Legal Description	LO4 WILFRED HOSLEY PROP BM2001-00576
Legal Township	14
Legal Subdivision	WILFRED J HOSLEY
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	NEW LIGHT
Census Block Group	3
Census Block	3001
Census Tract	53901

Owner

12316 Oneal Rd, a mobile home, is owned and occupied by an individual who bought it in July 2016.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	12316 ONEAL RD, WAKE FOREST, NC 27587-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Loan Modification, Mortgage · Line of Credit DITECH FIN'L
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Prior Sale	Apr 28, 2005 · Amount on File
Deed Document Number	0164582489
Deed Book / Page	16458 / 2489
Record Updated	Jun 7, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	12316 ONEAL RD, WAKE FOREST, NC 27587-9413
Document Number	171891924
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 ONEAL RD WAKE FOREST NC 275879413, WAKE FOREST, NC 27587-9413

Mortgage

Document Number	171891924
Date	Jul 20, 2018
Book Page	017189/001924

Lender

Name	DITECH FIN'L

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	12316 ONEAL RD, WAKE FOREST, NC 27587-9413
Document Number	171891874
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 ONEAL RD WAKE FOREST NC 275879413, WAKE FOREST, NC 27587-9413

Mortgage

Document Number	171891874
Date	Jul 20, 2018
Book Page	017189/001874

Lender

Name	HUD-HOUSING/URBAN DEV
Address	OKLAHOMA, OK 73107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,343.00	$169,733 Land $93,080 Building $76,653	$169,733 Land $93,080 Building $76,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12316 Oneal Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12316 Oneal Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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