12316 Coppermine Rd, Union Bridge, MD 21791 Property Records

Frederick County property record for 12316 Coppermine Rd, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,500 sqft · built 1973
Lot Size0.662 acres (28,837 sqft)
Owner2 Individual Names on Record
Tax Bill$2,829 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-357662

Property Details

APN / Parcel Number

Primary APN17-357662
Alternative APN
  • 357662

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,500 sqft Living Area
1st Floor Area750 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area28,837 sqft (0.662 acres)

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area264 sqft
Shed1 Shed
Shed Area420 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number357662
Street Address12316 COPPERMINE RD
CityUNION BRIDGE
StateMD
Zip21791-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 1 SEC 1 0.662 AC N/S COPPERMINE ROAD COPPERMINE ESTATES
Legal SubdivisionCOPPERMINE ROAD COPPERMINE ESTATES
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division17, JOHNSVILLE
Census Block Group2
Census Block2021
Census Tract751600

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12316 COPPERMINE RD, UNION BRIDGE, MD 21791-8026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12316 COPPERMINE RD, UNION BRIDGE, MD 21791-8026
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147000210
DateMar 25, 2021
Book Page14700/210
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,767 (+24.32%)$280,300 (+14.41%) Land $135,100 Building $145,200
2025$2,829.00 (+14.86%)
2023$2,463.00 Homeowner's exemption$206,533$245,000 Land $104,100 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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