12314 Rumrunner Dr, Berlin, MD 21811 Property Records

Worcester County property record for 12314 Rumrunner Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	1 ba · 748 sqft · built 1992
Lot Size	0.091 acres (3,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,900 (Aug 2020)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`10-328683`

Property Details

APN / Parcel Number

Primary APN	`10-328683`
Alternative APN	`328683`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,974 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	328683
Street Address	12314 RUMRUNNER DR
City	BERLIN
State	MD
Zip	21811-2575
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	LOT 87 3974 SQ FT RUMRUNNER DRIVE ASSATEAGUE PT RESORT P 1
Legal Subdivision	RUMRUN
Legal Lot Number	87
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1072
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 E 6TH ST, E, LITITZ, PA 17543-2925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed, Transfer · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN
Jul 16, 2019	Grant Deed, Transfer OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Book / Page	7752 / 474
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 27, 2020
Property Address	12314 RUMRUNNER DR, BERLIN, MD 21811-2575
Document Number	0077520474
Book / Page	7752 / 474
Map Reference	MB RHO 126 FO 31
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MARYLAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 E TIMONIUM RD, 316, LUTHERVILLE TIMONIUM, MD 21093-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 E 6TH ST, LITITZ, PA 17543-2925

Mortgage

Document Number	0007752480
Date	Aug 27, 2020
Instrument	7752/480

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 16, 2019
Property Address	12314 RUMRUNNER DR, BERLIN, MD 21811-2575
Document Number	0074550207
Book / Page	007455 / 000207
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4304 OLD FARM RD BALDWIN MD 210139630, BALDWIN, MD 21013-9630

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (+11.75%)	$200,867 (+27.86%)	$243,200 (+35.34%) Land $157,000 Building $86,200
2025	$1,659.00 (+10.38%)
2023	$1,503.00	$157,100	$179,700 Land $117,000 Building $62,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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