12313 Rainbow Rd, Grass Valley, CA 95949 Property Records

Nevada County property record for 12313 Rainbow Rd, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,716 sqft · built 1992
Lot Size	5.58 acres (243,500 sqft)
Owner	Individual Name on Record
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-470-002-000`

Property Details

APN / Parcel Number

Primary APN	`026-470-002-000`
Alternative APN	`26-470-02-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Lot Area	243,500 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	26-470-02-000
Street Address	12313 RAINBOW RD
City	GRASS VALLEY
State	CA
Zip	95949-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	LOT 17 CLOVER VALLEY RANCHES
Legal Subdivision	CLOVER VALLEY RANCHES
Legal Lot Number	17
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2016
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2014
Transfer Doc	0000024780
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402

Mortgage

Document Number	0000004053
Date	Feb 22, 2022
Instrument	20220004053

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402

Mortgage

Document Number	0000036981
Date	Nov 23, 2021
Instrument	20210036981

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12313 RAINBOW RD, GRASS VALLEY, CA 95949-6402

Mortgage

Document Number	0000028772
Date	Oct 26, 2020
Instrument	20200028772

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,069 (+2%) Land $91,784 Building $213,285
2025	$3,644.00 (+4.56%) Homeowner's exemption	$299,088 (+4.04%) Land $89,985 Building $209,103
2023	$3,485.00 (+0.96%) Homeowner's exemption	$287,476 Land $86,492 Building $200,984	$517,410
2022	$3,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
AT&T DSL	10 / 1

May also be available: Cal.net, DigitalPath, Optimum, Race Communications.

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