Pasco County property record for 12312 Cobble Stone Dr, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,783 sqft · built 1973 |
| Lot Size | 0.432 acres (18,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2023) |
| Tax Bill | $3,595 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03-25-16-051E-00000-2490 |
| Primary APN | 03-25-16-051E-00000-2490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,289 sqft |
| 1st Floor Area | 1,519 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,816 sqft (0.432 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 339 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12312 COBBLE STONE DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE 3B PB 11 PGS 41-42 LOT 249 & ADJOINING LOT 249A OF BEAR CREEK OVERFLOW CANAL PB 18 PG 143 DESC AS BEGIN AT NE CORNER OF LOT 249 TH S88DG 28 31E 110.22 FT TH S03DG 48 51W 90.07 FT TH N88DG 28 31W 112.88 FT TO SE CORNER LOT 249 TH |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51E |
| Legal Lot Number | 249 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31101 |
12312 Cobble Stone Dr is owned and occupied by an individual who bought it in September 2023.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10212 HOME CT, PORT RICHEY, FL 34668-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage ONBOARD 1 MORTGAGE LLC |
| Jul 22, 2022 | Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Jul 22, 2022 · Amount on File |
| Deed Document Number | 2023164592 |
| Deed Book / Page | 10886 / 1795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 12312 COBBLE STONE DR, HUDSON, FL 34667-2317 |
| Document Number | 0108861795 |
| Book / Page | 10886 / 1795 |
| Map Reference | MB 11 PG 41&42 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023164592 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23211 3RD AVE SE, BOTHELL, WA 98021-8705 |
| Name | Verified Name |
|---|---|
| Address | 10212 HOME CT, PORT RICHEY, FL 34668-3322 |
| Document Number | 0108861797 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 10886/1797 |
| Instrument | 2023164593 |
| Name | ONBOARD 1 MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 22, 2022 |
| Property Address | 12312 COBBLE STONE DR, HUDSON, FL 34667-2317 |
| Document Number | 0106572291 |
| Book / Page | 10657 / 2291 |
| Map Reference | MB 11 PG 41 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022161203 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8061 CANTERBURY LAKE BLVD, 8061, TAMPA, FL 33619-6679 |
| Name | Verified Name |
|---|---|
| Address | 23211 3RD AVE SE, BOTHELL, WA 98021-8705 |
| Document Number | 0106572294 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 10657/2294 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2023 |
The 2025 property tax bill for 12312 Cobble Stone Dr was $3,595 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,689 (-1.35%) Land $45,411 Building $191,278 | $236,689 (-1.35%) Land $45,411 Building $191,278 | |
| 2025 | $3,595.00 Homeowner's exemption | $239,926 Land $45,411 Building $194,515 | $239,926 Land $45,411 Building $194,515 |
| 2023 | $3,832.00 (+241.53%) | $212,998 (+117.34%) Land $34,576 Building $178,422 | $212,998 (+16.26%) Land $34,576 Building $178,422 |
| 2022 | $1,122.00 | $98,000 Land $24,676 Building $73,324 | $183,205 Land $24,676 Building $158,529 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12312 Cobble Stone Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12312 Cobble Stone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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