St. Louis County property record for 12312 Ballas Estates Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,464 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $724,850 (Oct 2025) |
| Tax Bill | $6,160 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22O-34-0832 |
| Primary APN | 22O-34-0832 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 600 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 192 sqft |
| Patio Area | 20 sqft |
| Balcony Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12312 BALLAS ESTATES DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 17D |
| Legal Description | BALLAS ESTATES 10 27 86 LOT 3 |
| Legal Subdivision | BALLAS ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 218401 |
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 24, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 5, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Sep 5, 2024 · Amount on Record |
| Deed Document Number | 2025238 |
| Prior Transfer Date | Aug 30, 2024 |
| Prior Transfer Doc | 0000000496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 28, 2026 |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 0000000592 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026592 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 0000000592, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 2026592 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | UNKNOWN, VISION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0247923737 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 24792/3737 |
| Instrument | 2021040900787 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 2024090500498 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 2024090500498 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 24, 2025 |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 2025102400238 |
| Map Reference | MB 248 PG 55 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025102400238 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 2025102400239 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025102400239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 5, 2024 |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 2024090500496 |
| Map Reference | MB 248 PG 55 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024090500496 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Name | Verified Name |
|---|---|
| Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Document Number | 2024090500498 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 2024090500498 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12312 BALLAS ESTATES DR, SAINT LOUIS, MO 63131-4300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | VISION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0239442753 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 23944/2753 |
| Instrument | 2020022800432 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Des Peres City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,970 (-) Land $46,680 Building $71,290 | $620,900 (-) Land $245,700 Building $375,200 | |
| 2025 | $6,160.00 (+12.99%) | $117,970 (+24.78%) Land $46,680 Building $71,290 | $620,900 (+24.78%) Land $245,700 Building $375,200 |
| 2024 | $5,452.00 (+1.56%) | $94,540 (-) Land $40,010 Building $54,530 | |
| 2023 | $5,368.00 (-10.23%) | $94,540 (-4.2%) Land $40,010 Building $54,530 | $497,600 (-4.2%) Land $210,600 Building $287,000 |
| 2022 | $5,980.00 | $98,680 Land $40,010 Building $58,670 | |
| 2021 | $519,400 Land $210,600 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2015) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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