Pinellas County property record for 12312 89th Ter, Seminole, FL 33772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 1975 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $670,000 (May 2026) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-751-6660-3 |
| Primary APN | C62-000-751-6660-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 2,092 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R228595 |
|---|---|
| Street Address | 12312 89TH TER |
| City | SEMINOLE |
| State | FL |
| Zip | 33772-3349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SEMINOLE WOODLANDS LOT 6 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 21 |
| Legal Subdivision | SEMINOLE WOODLANDS |
| Legal Tract | 80145 |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 25120 |
12312 89th Ter is owner-occupied and held in a trust since May 2026.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12312 89TH TER, SEMINOLE, FL 33772-3349 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer BEYCOME TITLE OF FLORIDA LLC |
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Apr 1, 2026 | Deed of Trust · Line of Credit THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Jun 25, 2018 · Amount on File |
| Deed Document Number | 2026122277 |
| Deed Book / Page | 23549 / 9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 6, 2026 |
| Property Address | 12312 89TH TER, SEMINOLE, FL 33772-3349 |
| Document Number | 0000122277 |
| Book / Page | 23549 / 9 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.122277 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | BEYCOME TITLE OF FLORIDA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $473,690.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 12312 89TH TER, SEMINOLE, FL 33772-3349 |
| Document Number | 0235071410 |
| Book / Page | 23507 / 1410 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202687005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000087005, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 23507/1410 |
| Instrument | 202687005 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 12312 89TH TER, SEMINOLE, FL 33772-3349 |
| Document Number | 0000087005 |
| Book / Page | 23507 / 1410 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202687005 |
| Record Updated | Apr 16, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000087005, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 23507/1410 |
| Instrument | 202687005 |
| Name | THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 12312 89TH TER, SEMINOLE, FL 33772-3349 |
| Document Number | 0201020235 |
| Book / Page | 020102 / 000235 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 200346 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | TRINITY TITLE/PASCO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,624.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12312 89TH TER SEMINOLE FL 337723349, SEMINOLE, FL 33772-3349 |
| Document Number | 201020236 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 020102/000236 |
| Instrument | 200347 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
The 2025 property tax bill for 12312 89th Ter was $5,596, up 7% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,596.00 (+7.04%) | $341,203 | $479,102 Land $173,825 Building $305,277 |
| 2024 | $5,228.00 (+2.85%) | ||
| 2023 | $5,083.00 (+2.5%) Homeowner's exemption | $321,929 (+3%) | $447,342 (+11.32%) Land $201,716 Building $245,626 |
| 2022 | $4,959.00 Homeowner's exemption | $312,552 | $401,859 Land $212,972 Building $188,887 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12312 89th Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 9 (1981–2025) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12312 89th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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