Lawrence County property record for 12311 Co Rd 14, Waterloo, OH 45688
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1910 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Last Sale | $2,000 (Nov 1992) |
| Tax Bill | $331 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-024-1600.000 |
| Primary APN | 20-024-1600.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 99 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 12311 COUNTY ROAD 14 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-05-25 89 ON SYCAMORE ST. X 123 0000.25A |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 50600 |
The current owner of 12311 Co Rd 14 bought it in November 1992.
Source: Lawrence County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Mailing Address | PO BOX 13, WATERLOO, OH 45688-0013 |
|---|
| Last Sale | Nov 2, 1992 · Amount on File |
|---|---|
| Deed Sale | Nov 2, 1992 · Amount on File |
| Prior Sale | Oct 2, 1992 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12311 Co Rd 14 was $331, up 3.8% from the year before.
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $331.00 (+3.76%) | $11,802 Land $2,426 Building $9,377 | $33,720 Land $6,930 Building $26,790 |
| 2024 | $319.00 (-0.93%) | ||
| 2023 | $322.00 Homeowner's exemption | $11,110 Land $1,730 Building $9,380 | |
| 2022 | $31,740 Land $4,950 Building $26,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12311 Co Rd 14 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12311 Co Rd 14 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JB-Nets Fixed Wireless | 25 / 10 |
No cell data coverage reported
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