12311 223rd Ave E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 12311 223rd Ave E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1976
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,719 (Aug 2017)
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`699510-1-920`

Property Details

APN / Parcel Number

Primary APN	`699510-1-920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	220 sqft
1st Floor Area	1,560 sqft
Upper Floors Area	432 sqft
Basement Area	220 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Garage Type	Detached
Garage Area	1,250 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	98 sqft
Porch	Open Slab
Porch Area	450 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	12311 223RD AVE E
City	BONNEY LAKE
State	WA
Zip	98391-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 05 QUARTER 42 PRAIRIE RIDGE # 1 L 192 EASE OF RECORD TOG/W COMM PROP INT
Legal Range	05
Legal Township	19
Legal Section	11
Legal Subdivision	PRAIRIE RIDGE # 1
Legal Lot Number	192
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	2
Census Block	2007
Census Tract	70204

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12311 223RD AVE E, BONNEY LAKE, WA 98391-7227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 14, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	20174
Transfer Doc	0000000160
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12311 223RD AVE E, SUMNER, WA 98391-7227
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001191384
Date	Jan 19, 2021
Instrument	202101191384

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 14, 2017
Property Address	12311 223RD AVE E, SUMNER, WA 98391-7227
Document Number	0008140004
Map Reference	VOL33 PG16-18
Instrument Date	Aug 9, 2017
Instrument	201708140004
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,770.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12311 223RD AVE E, SUMNER, WA 98391-7227

Mortgage

Document Number	0008140005
Date	Aug 14, 2017
Instrument	201708140005

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	White River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,900 (+9.89%) Land $153,900 Building $346,000	$499,900 (+9.89%) Land $153,900 Building $346,000
2025	$5,297.00 (+10.47%)
2024	$4,795.00 (-0.52%)	$454,900 (-3.93%) Land $155,700 Building $299,200	$454,900 (-3.93%) Land $155,700 Building $299,200
2023	$4,820.00	$473,500 Land $159,500 Building $314,000	$473,500 Land $159,500 Building $314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 6 claims Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband.

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