12310 Saddle Up Dr, San Antonio, TX 78254 Property Records

Bexar County property record for 12310 Saddle Up Dr, San Antonio, TX 78254

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,739 sqft · built 2019
Lot Size	0.225 acres (9,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,100 (Jul 2019)
Deeds & Mortgages	Jan 2024 Construction Loan Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04450-230-0930`

Property Details

APN / Parcel Number

Primary APN	`04450-230-0930`
Alternative APN	`1294209`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,739 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	2,739 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	9,806 sqft (0.225 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Area	432 sqft
Porch	Open Porch
Porch Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12310 SADDLE UP DR
City	SAN ANTONIO
State	TX
Zip	78254-2090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4450G (DAVIS RANCH UT-2), BLOCK 230 LOT 93 2019-CREATED PER PLAT 20001/624-627 FILED 12-11-2018
Legal Subdivision	CB 4450G (DAVIS RANCH UT-2)
Legal Block	230
Legal Lot Number	93
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	2
Census Block	2028
Census Tract	182106

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Jul 29, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 8, 2019	Grant Deed, Transfer HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	2019145040
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090

Mortgage

Document Number	0000006446
Date	Jan 11, 2024
Instrument	20240006446

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jul 29, 2019
Property Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090
Document Number	0000145040
Map Reference	VOL 20001 PG 624
Instrument Date	Jul 26, 2019
Instrument	20190145040
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2022
Title Company	TPT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090
Investor	Possibly a Property Investor

Mortgage

Document Number	0000145041
Date	Jul 29, 2019
Instrument	20190145041

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 8, 2019
Property Address	12310 SADDLE UP DR, SAN ANTONIO, TX 78254-2090
Document Number	0000041955
Instrument Date	Mar 6, 2019
Instrument	41955
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

Mortgage

Document Number	41956
Date	Mar 8, 2019
Instrument	41956

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	13737 NOEL RD # 800, DALLAS, TX 75240-1331

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$548,770 (+3.29%) Land $90,220 Building $458,550	$548,770 (+3.29%) Land $90,220 Building $458,550
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$531,310 Land $80,170 Building $451,140	$531,310 Land $80,170 Building $451,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	12 (1998–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Tropical Storm Erin, Aug 2007 · 2 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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