Chesterfield County property record for 1231 Warminster Dr, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 1974 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jan 2014) |
| Tax Bill | $3,622 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0160704C100C009 |
| Primary APN | 0160704C100C009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Finished Area |
| 1st Floor Area | 416 sqft |
| Utility Area | 96 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | 136 sqft |
|---|---|
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 365264001 |
|---|---|
| Street Address | 1231 WARMINSTER DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | OLDE COACH VILL L 9 BK C SE C1 |
| Legal Subdivision | OLDE COACH VILLAGE |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 100915 |
1231 Warminster Dr is owned and occupied by an individual who bought it in January 2014.
Source: Chesterfield County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| May 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2014 · Amount on File |
| Deed Sale | Jan 23, 2014 · Amount on File |
| Prior Sale | Jan 11, 2006 · Amount on File |
| Deed Book / Page | 1045 / 80374 |
| Transfer Doc | 4395000536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 17, 2026 |
| Property Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Document Number | 0000026338 |
| Book / Page | 15318 / 27 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202626338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Document Number | 0000026338, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 15318/27 |
| Instrument | 202626338 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 13, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 013772-520 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 13772/520 |
| Instrument | 2021078354 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Jun 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 13224-287 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 13224/287 |
| Instrument | 2021007506 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Jun 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Document Number | 12000491 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12000491 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 012000/000491 |
| Instrument | 20417 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jun 4, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1231 WARMINSTER DR, MIDLOTHIAN, VA 23113-2640 |
| Document Number | 11771265 |
| Book / Page | 011771 / 000265 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 11771265 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 011771/000265 |
| Instrument | 39494 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1231 Warminster Dr was $3,622, up 6.6% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,622.00 (+6.56%) | $404,200 (+6.59%) Land $94,000 Building $310,200 | $404,200 (+6.59%) Land $94,000 Building $310,200 |
| 2025 | $3,399.00 | $379,200 Land $69,000 Building $310,200 | $379,200 Land $69,000 Building $310,200 |
| 2023 | $3,018.00 | $329,000 Land $64,000 Building $265,000 | $329,000 Land $64,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1231 Warminster Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 35 units insured incl. 30 condo units |
| Nearby Flood Claims | 2 (2016–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1231 Warminster Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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