1231 W Cornelia Ave, Chicago, IL 60657 Property Records

Cook County property record for 1231 W Cornelia Ave, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,595 sqft · built 2023
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$1,045,000 (Jul 2013)
Tax Bill	$15,567 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan Feb 2021 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-314-010`

Property Details

APN / Parcel Number

Primary APN	`14-20-314-010`
Alternative APN	`14-20-314-010-0000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,595 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1231 W CORNELIA AVE
City	CHICAGO
State	IL
Zip	60657-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-3.5
Legal Description	JOHN (MCLARENS) RESUB OF NH OF BLK5 OF OLIVERS SUB OF NH EH SW SEC 20-40-14
Legal Range	14E
Legal Township	40N
Legal Section	20
Legal Subdivision	OLIVERS SUB
Legal Block	5
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1012
Census Tract	61500

Owner

1231 W Cornelia Ave is owned and occupied by an individual who bought it in July 2013.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Construction Mortgage CIBC BANK USA
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 23, 2020	Deed of Trust, Mortgage GUARANTEED RATE
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN BK GRP
May 8, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jan 22, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Dec 15, 2017	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK
Jun 6, 2017	Deed of Trust, Mortgage GUARANTEED RATE
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2013 · Amount on File
Deed Sale	Jul 24, 2013 · Amount on File
Deed Document Number	201347049
Prior Transfer Date	Nov 7, 2001
Prior Transfer Doc	0000095127
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 W BYRON ST, CHICAGO, IL 60613-2819

Mortgage

Document Number	0018733067
Date	Jul 6, 2022
Instrument	2218733067

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004206217
Date	Feb 11, 2021
Instrument	2104206217

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	2033262010
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	2033262010
Date	Nov 27, 2020
Instrument	33262010

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	2009839187
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	2009839187
Date	Apr 7, 2020
Instrument	9839187

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1913417014
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1913417014
Date	May 14, 2019
Instrument	13417014

Lender

Name	EVERGREEN BK GRP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 13, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1913417013
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1913417013
Date	May 14, 2019
Instrument	13417013

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1803008145
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1803008145
Date	Jan 30, 2018
Instrument	3008145

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1803008146
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1803008146
Date	Jan 30, 2018
Instrument	3008146

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1716549012
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1716549012
Date	Jun 14, 2017
Instrument	16549012

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1231 W CORNELIA AVE, CHICAGO, IL 60657-1427
Document Number	1703357035
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1231 W CORNELIA AVE CHICAGO IL 606571427, CHICAGO, IL 60657-1427

Mortgage

Document Number	1703357035
Date	Feb 2, 2017
Instrument	3357035

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,085 Land $69,750 Building $200,335	$2,700,850 Land $697,500 Building $2,003,350
2023	$15,567.00 (-3.86%)
2022	$16,192.00 Homeowner's exemption	$80,438 Land $56,250 Building $24,188	$804,380 Land $562,500 Building $241,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1231 W Cornelia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 13 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1231 W Cornelia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

Nearby Properties on W Cornelia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures