1231 W 6th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1231 W 6th St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 1928
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-26-459-022`

Property Details

APN / Parcel Number

Primary APN	`8913-26-459-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	934 sqft Living Area
1st Floor Area	934 sqft
Basement Area	934 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1231 W 6TH ST
City	WATERLOO
State	IA
Zip	50702-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POMMERS SUBDIVISION N 50 FT LOTS 9 AND 10 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	POMMERS SUBDIVISION
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1025
Census Tract	200

Owner

Source: Black Hawk County records · APN 8913-26-459-022

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1231 W 6TH ST, WATERLOO, IA 50702-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1231 W 6TH ST, WATERLOO, IA 50702-3001
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 W 6TH ST, WASHBURN, IA 50702-3001

Mortgage

Document Number	202200017781
Date	Mar 09, 2022
Instrument	202200017781

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1231 W 6TH ST, WATERLOO, IA 50702-3001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015098
Date	Feb 27, 2017
Instrument	2017-00015098

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00	$75,340 (-6.94%) Land $8,440 Building $66,900	$75,340 (-6.94%) Land $8,440 Building $66,900
2024	$1,574.00 (+27.14%)
2023		$80,960 (+35.48%) Land $8,440 Building $72,520	$80,960 (+35.48%) Land $8,440 Building $72,520
2022	$1,238.00	$59,760 Land $8,440 Building $51,320
2021			$59,760 Land $8,440 Building $51,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 734 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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