Martin County property record for 1231 SE Kirk St, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 2005 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Mar 2026) |
| Tax Bill | $1,285 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-009-000-0215.0-0-0000 |
| Primary APN | 40-38-41-009-000-0215.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Gross Area | 2,325 sqft |
| 1st Floor Area | 1,905 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,011 sqft (0.138 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1231 SE KIRK ST |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 215 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 215 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1106 |
Source: Martin County records · APN 40-38-41-009-000-0215.0-0-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Mar 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Aug 02, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Apr 22, 2010 · Amount on Record |
| Deed Document Number | 20263174614 |
| Deed Book / Page | 3553 / 1422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Document Number | 0035531422 |
| Book / Page | 3553 / 1422 |
| Map Reference | MB 15 PG 89 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 3174614 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | PEGASUS TITLE SERVICES INC, PEGASUS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Name | Verified Name |
|---|---|
| Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Document Number | 0035531425 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 3553/1425 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 02, 2022 |
| Property Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Document Number | 0033281219 |
| Book / Page | 3328 / 1219 |
| Map Reference | MB 15 PG 89 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2973839 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 SE KIRK ST, 1231, STUART, FL 34997-1532 |
| Name | Verified Name |
|---|---|
| Address | 1231 SE KIRK ST, STUART, FL 34997-1532 |
| Document Number | 0033281221 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | 3328/1221 |
| Instrument | 2973840 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 838 Months |
| Due | Jun 06, 2092 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,080 (+5.99%) | $415,760 (+10.8%) Land $155,000 Building $260,760 | |
| 2024 | $1,285.00 (+5.16%) | ||
| 2023 | $1,222.00 (-17.38%) Additional exemption filed | $114,241 (+3%) | $375,240 (+8.63%) Land $130,000 Building $245,240 |
| 2022 | $1,479.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $110,914 | $345,420 Land $110,000 Building $235,420 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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