Contra Costa County property record for 1231 Rose Ln, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,617 sqft · built 1982 |
| Lot Size | 1.09 acres (47,828 sqft) |
| Owner | Trust Name on File |
| Last Sale | $4,820,000 (Aug 2020) |
| Tax Bill | $59,394 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-162-005-4 |
| Primary APN | 245-162-005-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,617 sqft Living Area |
| 1st Floor Area | 3,766 sqft |
| 2nd Floor Area | 851 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 47,828 sqft |
| Garage Type | Attached |
| Garage Area | 1,132 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1231 ROSE LN |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5707 LOT 6 & TR ADJ |
| Legal Subdivision | SUBDIVISION 5707 |
| Legal Tract | 5707 |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 348000 |
1231 Rose Ln is owner-occupied and held in a trust since February 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2018 | Deed of Trust, Mortgage · ARM BNY MELLON NA |
| Jun 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Mar 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Jan 29, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 6, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | Aug 11, 2015 · Amount on File |
| Deed Document Number | 2020164405 |
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0000064815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000094222 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-094222 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000094221 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-094221 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 3, 2021 |
| Property Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Document Number | 0000064815 |
| Map Reference | MB 242 PG 1 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2021-064815 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Document Number | 0000064816 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-064816 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 29, 2021 |
| Property Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Document Number | 0000028255 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 28255 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1231 ROSE LN LAFAYETTE CA 945493052, LAFAYETTE, CA 94549-3052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 6, 2020 |
| Property Address | 1231 ROSE LN, LAFAYETTE, CA 94549-3052 |
| Document Number | 0000164405 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 164405 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $5,302.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 145 CAPERTON AVE PIEDMONT CA 946113802, PIEDMONT, CA 94611-3802 |
The 2025 property tax bill for 1231 Rose Ln was $59,394 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,385,340 (+2%) Land $2,208,161 Building $3,177,179 | |
| 2025 | $59,394.00 Homeowner's exemption | $5,279,746 Land $2,164,864 Building $3,114,882 |
| 2023 | $57,107.00 (+2.12%) Homeowner's exemption | $5,044,728 Land $2,080,800 Building $2,963,928 |
| 2022 | $55,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1231 Rose Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1231 Rose Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
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