1231 Perry St, Reading, PA 19604 Property Records

Berks County property record for 1231 Perry St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,656 sqft · built 1925
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2026)
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-38-17-9461`

Property Details

APN / Parcel Number

Primary APN	`5317-38-17-9461`
Alternative APNs	`17-5317-38-17-9461` `17598075` `598075`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17598075
Street Address	1231 PERRY ST
City	READING
State	PA
Zip	19604-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1010
Census Tract	700

Owner

1231 Perry St is owned and occupied by an individual who bought it in March 2026.

Source: Berks County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1231 PERRY ST, READING, PA 19604-2042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER
Mar 30, 2026	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 9, 2019	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	20269153
Prior Transfer Date	Dec 23, 2002
Prior Transfer Doc	0000000362
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1231 PERRY ST, READING, PA 19604-2042
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	GOLDEN GATE STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009156
Date	Mar 30, 2026
Instrument	2026009156

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 30, 2026
Property Address	1231 PERRY ST, READING, PA 19604-2042
Document Number	0000009153
Instrument Date	Mar 27, 2026
Instrument	2026009153
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	GOLDEN GATE STLMT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1231 PERRY ST, READING, PA 19604-2042

Mortgage

Document Number	0000009154
Date	Mar 30, 2026
Instrument	2026009154

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000009155
Date	Mar 30, 2026
Instrument	2026009155

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 9, 2019
Property Address	1231 PERRY ST, READING, PA 19604-2042
Document Number	0000043011
Instrument Date	Nov 29, 2019
Instrument	2019043011
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 PERRY ST, READING, PA 19604-2042

Mortgage

Document Number	0000043012
Date	Dec 9, 2019
Instrument	2019043012

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1231 Perry St was $1,199, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (+3.99%)	$42,500 (-) Land $15,000 Building $27,500	$15,000 (-) Land $15,000
2025	$1,153.00 (+2.49%) Homeowner's exemption	$42,500 (-) Land $15,000 Building $27,500	$15,000 Land $15,000
2024	$1,125.00	$42,500 Land $15,000 Building $27,500
1994			$42,500 Land $15,000 Building $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1231 Perry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Perry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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