1231 Pennsylvania Ave, Lorain, OH 44052 Property Records

Lorain County property record for 1231 Pennsylvania Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1962
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Tax Bill$773 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-00-056-105-021

Property Details

APN / Parcel Number

Primary APN03-00-056-105-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,505 sqft Living Area
1st Floor Area1,005 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions121 ft deep x 51 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area170 sqft
Canopy170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1231 PENNSYLVANIA AVE
CityLORAIN
StateOH
Zip44052-2965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLARKMOOR FRNT 0051.00 DPTH 0121.00
Legal SubdivisionLARKMOOR FRNT
Legal Block105
Legal Lot Number233-5
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1015
Census Tract23000

Owner

1231 Pennsylvania Ave is owned and occupied by two individuals.

Source: Lorain County records, as of March 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1231 PENNSYLVANIA AVE, LORAIN, OH 44052-2965
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1231 PENNSYLVANIA AVE, LORAIN, OH 44052-2965
Document Number0000770487
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 PENNSYLVANIA AVE LORAIN OH 440522965, LORAIN, OH 44052-2965

Mortgage

Document Number0000770487
DateJul 23, 2020
Instrument770487
Lender
NameNORTHWEST BK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 22, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1231 Pennsylvania Ave was $773.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773.00$41,050 (+%) Land $3,900 Building $37,150$117,280 (-) Land $11,150 Building $106,130
2024$773.00 (-39.51%)$41,049 (+20.76%) Land $3,903 Building $37,146$117,280 (+20.76%) Land $11,150 Building $106,130
2023$1,278.00 (-0.85%)$33,992 (-0.02%) Land $4,606 Building $29,386$97,120 Land $13,160 Building $83,960
2022$1,289.00$34,000 Land $4,610 Building $29,390
2021$97,120 Land $13,160 Building $83,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1231 Pennsylvania Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Pennsylvania Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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