1231 Nancesowee Ave, Sebring, FL 33870 Property Records

Highlands County property record for 1231 Nancesowee Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,769 sqft · built 1982
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2023)
Tax Bill	$1,293 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S204907011400150`

Property Details

APN / Parcel Number

Primary APN	`S204907011400150`
Alternative APN	`S-20-34-29-070-1140-0150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	351 sqft
Driveway	Driveway
Driveway Area	680 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	298 sqft
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S204907011400150
Street Address	1231 NANCESOWEE AVE
City	SEBRING
State	FL
Zip	33870-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEVIEW PLACE SUB PB 1-PG 41 LOTS 15 + 16 BLK 114
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LAKEVIEW PLACE SUB
Legal Block	114
Legal Lot Number	15-16 16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2009
Census Tract	960800

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	2155421
Deed Book / Page	2980 / 1179
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 12, 2023
Property Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783
Document Number	0002155421
Book / Page	2980 / 1179
Map Reference	MB 1 PG 41
Instrument Date	Jun 9, 2023
Instrument	2155421
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783

Mortgage

Document Number	0029801181
Date	Jun 12, 2023
Instrument	2980/1181

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 NANCESOWEE AVE, SEBRING, FL 33870-2783

Mortgage

Document Number	0002131000
Date	Jan 4, 2023
Book Page	2950/551
Instrument	2131000

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	9.5%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,935 (+29.19%)	$203,472 (+11.86%) Land $20,000 Building $183,472
2024	$1,293.00 (+33.99%)
2023	$965.00 (+7.58%) Homeowner's exemption	$71,164 (+7.57%)	$181,900 (+25.56%) Land $15,000 Building $166,900
2022	$897.00 Homeowner's exemption	$66,157	$144,869 Land $15,000 Building $129,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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