Chesapeake City property record for 1231 Mill Stream Way, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,141 sqft · built 1984 |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2022) |
| Tax Bill | $2,634 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 3 more |
| APN | 0282010000620 |
| Primary APN | 0282010000620 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,141 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Upper Floors Area | 560 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,394 sqft (0.032 acres) |
| Lot Dimensions | 70 ft deep x 20 ft wide |
| Patio Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1231 MILL STREAM WAY |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2770 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 144 SUB PT PAR 14A SEC B MILL QUARTER SEC ONE |
| Legal Subdivision | RIVER BIR. RUN S,LAKEWD,MILL QUAR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20814 |
1231 Mill Stream Way, a townhouse, is owned by an individual who bought it in June 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 CROCKETT CIR, 305, CHARLOTTESVILLE, VA 22911-8522 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Nov 9, 2021 | Deed of Trust, Mortgage · ARM ABNB FEDERAL CREDIT UNION |
| Nov 9, 2021 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Oct 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OVM FINANCIAL INC |
| Oct 1, 2020 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 202219858 |
| Deed Book / Page | 10570 / 1628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 15, 2022 |
| Property Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Document Number | 10570/1628 |
| Book / Page | 10570 / 1628 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 220019858 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Document Number | 0220019859 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 220019859 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10477/1167 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 10477/1167 |
| Instrument | 210050558 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 5 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10477/1191 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 10477/1191 |
| Instrument | 210050559 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 3, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10229/372 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 10229/372 |
| Instrument | 200035806 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 1, 2020 |
| Property Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Document Number | 10229/353 |
| Book / Page | 10229 / 353 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 200035804 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 MILL STREAM WAY, CHESAPEAKE, VA 23320-2770 |
| Document Number | 200035805 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 200035805 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1231 Mill Stream Way was $2,634.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (+2.61%) Land $110,000 Building $157,600 | $267,600 (+2.61%) Land $110,000 Building $157,600 | |
| 2025 | $2,634.00 | $260,800 Land $100,000 Building $160,800 | $260,800 Land $100,000 Building $160,800 |
| 2023 | $223,300 (+12.32%) Land $70,000 Building $153,300 | $223,300 (+12.32%) Land $70,000 Building $153,300 | |
| 2022 | $198,800 Land $65,000 Building $133,800 | $198,800 Land $65,000 Building $133,800 | |
| 2019 | $1,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1231 Mill Stream Way; 9 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1231 Mill Stream Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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