1231 Main St, Smithfield, OH 43948 Property Records

Jefferson County property record for 1231 Main St, Smithfield, OH 43948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2023)
Tax Bill	$922 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-02855-000`

Property Details

APN / Parcel Number

Primary APN	`33-02855-000`
Alternative APN	`02855`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,390 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	1231 MAIN ST
City	SMITHFIELD
State	OH
Zip	43948-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 CARRS N E 50X150 MAP-33-0100-12900
Legal Subdivision	NORTHEAST NEW CARRS ADDITION
Jurisdiction	JEFFERSON OH
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1035
Census Tract	12000

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 MAIN ST, SMITHFIELD, OH 43948-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 27, 2023	Deed, Transfer · Conventional Mortgage CONSUMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	2023384112
Deed Book / Page	1517 / 4121
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Property Address	1231 MAIN ST, SMITHFIELD, OH 43948-9017
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001423/741
Date	Jun 19, 2020
Book Page	1423/741
Instrument	356357

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2050

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Feb 27, 2023
Property Address	1231 MAIN ST, SMITHFIELD, OH 43948-9017
Document Number	01517/4121
Book / Page	1517 / 4121
Map Reference	MB D PG 55&397
Instrument Date	Feb 24, 2023
Instrument	384112
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 MAIN ST, SMITHFIELD, OH 43948-9017

Mortgage

Document Number	0000384113
Date	Feb 27, 2023
Instrument	384113

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Smithfield Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$922.00	$25,340 (-) Land $1,750 Building $23,590
2024	$922.00 (-12.11%) Homeowner's exemption Senior Citizen's exemption	$25,340 (+30.24%) Land $1,750 Building $23,590	$72,400 (+30.24%) Land $5,000 Building $67,400
2022	$1,049.00 Homeowner's exemption Senior Citizen's exemption	$19,457 Land $1,558 Building $17,899
2021			$55,590 Land $4,450 Building $51,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DILLONVALE serves 665 people · EPA ID OH4100512
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Jefferson County Cable Cable	400 / 40
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Frontier.

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