1231 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1231 Lower Elgin Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	1,050 sqft · built 2020
Lot Size	12 acres (524,201 sqft)
Owner	2 Individual Names on File
Last Sale	$242,300 (Oct 2020)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R11725`

Property Details

APN / Parcel Number

Primary APN	`R11725`
Alternative APN	`O0137226`

Interior

Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	524,201 sqft (12 acres)
Deck Area	48 sqft
Utility Building	875 sqft
Pole Barn	400 sqft

Location & Zoning

Street Address	1231 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621-5702
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A55 ROGERS, JOSEPH,12.034 ACRES
Legal Subdivision	ROGERS, JOSEPH
Legal Block	2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	950101

Owner

Source: Bastrop County records · APN R11725

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1231 LOWER ELGIN RD, ELGIN, TX 78621-5702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Deed Document Number	202017043
Record Updated	Sep 20, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 01, 2020
Property Address	1231 LOWER ELGIN RD, ELGIN, TX 78621-5702
Document Number	0202017043
Instrument Date	Sep 30, 2020
Instrument	202017043
Transaction Type	Transfer
Record Updated	Feb 06, 2023
Title Company	NOT AVAILABLE, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 LEADTREE LOOP, BUDA, TX 78610-2235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SANCHEZ ST, AUSTIN, TX 78702

Mortgage

Document Number	0202017044
Date	Oct 01, 2020
Instrument	202017044

Lender

Name	CAPITAL FARM CREDIT ACA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (-11.68%)	$125,145 (+14.39%) Land $29,896 Building $95,249	$413,374 (+4.12%) Land $318,125 Building $95,249
2024	$2,749.00
2023		$109,405 Land $30,497 Building $78,908	$397,033 Land $318,125 Building $78,908
2022	$2,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
JAB Wireless Fixed Wireless	50 / 10

May also be available: AT&T.

Based on FCC filings for 15 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA WSC serves 86,325 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.