1231 Kentucky Flat Rd, Georgetown, CA 95634 Property Records

El Dorado County property record for 1231 Kentucky Flat Rd, Georgetown, CA 95634

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,296 sqft · built 1996
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2021)
Tax Bill	$5,107 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`062-510-007-000`

Property Details

APN / Parcel Number

Primary APN	`062-510-007-000`
Alternative APNs	`06251007100` `0625100710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	457,380 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	1,296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	1231 KENTUCKY FLAT RD
City	GEORGETOWN
State	CA
Zip	95634-9750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	SEC 15 13 11
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	30604

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4950 WESTERBERG WAY, CARMICHAEL, CA 95608-0907
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	202133228
Prior Transfer Date	Sep 21, 2012
Prior Transfer Doc	0000054096
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 14, 2021
Property Address	1231 KENTUCKY FLAT RD, GEORGETOWN, CA 95634-9750
Document Number	0000033228
Instrument Date	May 8, 2021
Instrument	2021-0033228
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4950 WESTERBERG WAY, CARMICHAEL, CA 95608-0907

Mortgage

Document Number	0000033229
Date	May 14, 2021
Instrument	2021-0033229

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,191 (+2%) Land $115,927 Building $342,264
2025	$5,107.00 (+8.73%)	$449,207 (+4.04%) Land $113,654 Building $335,553
2023	$4,697.00 (+1.56%)	$431,766 Land $109,242 Building $322,524
2022	$4,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99% of the US · above 93% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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