1231 Garnet Ct, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 1231 Garnet Ct, Pollock Pines, CA 95726

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,514 sqft · built 1981
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Company Names on File
Last Sale	$588,000 (May 2026)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-600-023-000`

Property Details

APN / Parcel Number

Primary APN	`042-600-023-000`
Alternative APNs	`04260023100` `0426002310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	132,858 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,514 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1231 GARNET CT
City	POLLOCK PINES
State	CA
Zip	95726-9538
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R3A
Legal Description	PM 27/69/4
Legal Subdivision	27-69, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	4
Census Block	4005
Census Tract	31406

Owner

1231 Garnet Ct, a rural home, is owned by a company that bought it in May 2026.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Company Names on File
Mailing Address	454 ROCKPORT CIR, FOLSOM, CA 95630-6797
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 20, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Sep 9, 1999 · Amount on File
Deed Document Number	202616566
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1231 GARNET CT, POLLOCK PINES, CA 95726-9538
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 GARNET CT, POLLOCK PINES, CA 95726-9538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023636
Date	May 27, 2022
Instrument	2022-0023636

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.62%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 20, 2026
Property Address	1231 GARNET CT, POLLOCK PINES, CA 95726-9538
Document Number	0000016566
Instrument Date	May 18, 2026
Instrument	202616566
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	INTER -COUNTY TITLE CO OF EL D

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,326.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	454 ROCKPORT CIR, FOLSOM, CA 95630-6797

Mortgage

Document Number	0000016567,
Date	May 20, 2026
Instrument	202616567

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1231 GARNET CT, POLLOCK PINES, CA 95726-9538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE CO OF CA CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000024
Date	Jan 2, 2018
Instrument	2018-0000024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1231 Garnet Ct was $4,562, up 4.6% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,521 (+2%) Land $117,561 Building $311,960
2025	$4,562.00 (+4.61%) Homeowner's exemption	$421,100 Land $115,256 Building $305,844
2024	$4,361.00 (+1.99%)
2023	$4,276.00 (+1.59%) Homeowner's exemption	$404,751 Land $110,782 Building $293,969
2022	$4,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1231 Garnet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Garnet Ct is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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