Suffolk City property record for 1231 Exchange Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 906 sqft · built 1955 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jul 2022) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| APN | 25A*J22F |
| Primary APN | 25A*J22F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 250275000 |
|---|---|
| Street Address | 1231 EXCHANGE RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES LOW-ME |
| Legal Description | ELEPHANTS FORK,OLD EXIT RD. |
| Legal Subdivision | SUFFOLK ON |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 75401 |
1231 Exchange Rd is owned and occupied by an individual who bought it in July 2022.
Source: Suffolk City records, as of April 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 202210036 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jul 1, 2022 |
| Property Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Document Number | 0220010036 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 220010036 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Document Number | 0220010037 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 220010037 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 16 Months |
| Due | Nov 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Sep 24, 2019 |
| Property Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Document Number | 190010594 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 190010594 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | CHAMPION TITLE & STLMNTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Document Number | 190010595 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 190010595 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Mar 13, 2017 |
| Property Address | 1231 EXCHANGE RD, SUFFOLK, VA 23434-4303 |
| Document Number | 170002792 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 170002792 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4023 N WITCHDUCK RD, VIRGINIA BEACH, VA 23455-5614 |
The 2025 property tax bill for 1231 Exchange Rd was $2,078, up 6.7% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,200 (+4.75%) Land $35,600 Building $116,600 | ||
| 2025 | $2,078.00 (+6.73%) | $152,200 (+4.75%) Land $35,600 Building $116,600 | $145,300 Land $32,300 Building $113,000 |
| 2024 | $1,947.00 (+26.26%) | $145,300 (+2.69%) Land $32,300 Building $113,000 | |
| 2023 | $1,542.00 | $141,500 Land $32,300 Building $109,200 | $141,500 Land $32,300 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1231 Exchange Rd; there have been 6 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1988–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1231 Exchange Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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