DuPage County property record for 1231 Declan Ct, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,305 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,000 (Jun 2017) |
| Tax Bill | $15,545 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-08-301-126 |
| Primary APN | 08-08-301-126 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,305 sqft Living Area |
| Gross Area | 4,807 sqft |
| 1st Floor Area | 1,502 sqft |
| 2nd Floor Area | 1,803 sqft |
| Basement Area | 1,502 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 620 sqft |
| Street Address | 1231 DECLAN CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURLINGTON MEADOWS SUB ALL |
| Legal Subdivision | BURLINGTON MEADOWS SUB |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 846105 |
1231 Declan Ct is owned and occupied by two individuals who bought it in June 2017.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1231 DECLAN CT, NAPERVILLE, IL 60563-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 13, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Deed Document Number | 201758240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1231 DECLAN CT, NAPERVILLE, IL 60563-1139 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000103188 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | R2020-103188 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1231 DECLAN CT, NAPERVILLE, IL 60563-1139 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000102442 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | R2019-102442 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 13, 2017 |
| Property Address | 1231 DECLAN CT, NAPERVILLE, IL 60563-1139 |
| Document Number | 0000058240 |
| Map Reference | DOCR2015-042320 |
| Instrument Date | May 26, 2017 |
| Instrument | R2017-058240 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 924 ROCK SPRING RD, NAPERVILLE, IL 60565-4388 |
| Document Number | 0000058241 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | R2017-058241 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1231 Declan Ct was $15,545 with a homeowner's exemption, up 3.7% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,545.00 (+3.65%) Homeowner's exemption | $274,376 (+8.53%) Land $80,840 Building $193,536 | $823,128 (+8.53%) Land $242,520 Building $580,608 |
| 2024 | $14,997.00 | $252,811 Land $74,486 Building $178,325 | $758,433 Land $223,458 Building $534,975 |
| 2022 | $14,357.00 Homeowner's exemption | $230,730 Land $67,980 Building $162,750 | $692,190 Land $203,940 Building $488,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1231 Declan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1231 Declan Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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