1231 Cardiff Ct, Modesto, CA 95350 Property Records

Stanislaus County property record for 1231 Cardiff Ct, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,720 sqft · built 1967
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Nov 2021)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-019-010-000`

Property Details

APN / Parcel Number

Primary APN	`031-019-010-000`
Alternative APN	`0311910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Construction Type	Wood
Lot Area	8,320 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0311910
Street Address	1231 CARDIFF CT
City	MODESTO
State	CA
Zip	95350-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	YORKSHIRE GROVE
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	1002

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 CARDIFF CT, MODESTO, CA 95350-5528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 3, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 3, 2018
Deed Document Number	2021-0108700
Record Updated	Jun 8, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 23, 2021
Property Address	1231 CARDIFF CT, MODESTO, CA 95350-5528
Document Number	0000108700
Map Reference	VOL 21 PG 25
Instrument Date	Nov 12, 2021
Instrument	2021-0108700
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 CARDIFF CT, MODESTO, CA 95350-5528

Mortgage

Document Number	0000108701
Date	Nov 23, 2021
Instrument	2021-0108701

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 3, 2018
Property Address	1231 CARDIFF CT, MODESTO, CA 95350-5528
Document Number	0000022705
Map Reference	PG25
Instrument Date	Mar 27, 2018
Instrument	2018-0022705
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 CARDIFF CT, MODESTO, CA 95350-5528

Mortgage

Document Number	0000022706
Date	Apr 3, 2018
Instrument	2018-0022706

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.16%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,088.00 (+6.27%)	$435,094 (+4.04%) Land $212,241 Building $222,853
2023	$4,788.00 (+2.48%)	$418,200 Land $204,000 Building $214,200
2022	$4,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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