Osceola County property record for 1231 Beth Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,365 sqft Heated Area |
| Lot Size | 11,674 sqft (0.267 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2018) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 87215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,365 sqft Heated Area |
| Gross Area | 3,392 sqft Gross Area |
| 1st Floor | 2,365 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,674 sqft (0.267 acres) |
| Depth X Width | 156 ft x 77 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 525 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 502 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87215 |
|---|---|
| Street Address | 1231 BETH LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK WOODS UNIT TWO PB 5 PG 170 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CANOE CREEK WOODS & CRYSTAL CREEK |
| Legal Tract | 419 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 87215
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1231 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FOUNDATION MORTGAGE CORPORATION |
| Jul 02, 2019 | Deed of Trust, Mortgage NAVY FCU |
| Jun 25, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Deed Doc Number | 0053561527 |
| Deed Book / Page | 5356 / 1527 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1231 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1231 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Document Number | 0062580813 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 6258/813 |
| Instrument | 2022114904 |
| Name | FOUNDATION MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI BEACH, FL 33139 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1231 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Document Number | 0055530480 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1231 BETH LN ST CLOUD FL 347727448, ST CLOUD, FL 34772-7448 |
| Document Number | 0055530480 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 005553/000480 |
| Instrument | 87257 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 07, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 1231 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Document Number | 0053561527 |
| Book / Page | 005356 / 001527 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 97866 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1231 BETH LN ST CLOUD FL 347727448, ST CLOUD, FL 34772-7448 |
| Document Number | 53561528 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 005356/001528 |
| Instrument | 97867 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $261,498 (+5.99%) | $377,600 (-0.24%) Land $70,000 Building $307,600 |
| 2023 | $4.00 (-99.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,728 (+3%) | $378,500 (+19.33%) Land $60,000 Building $318,500 |
| 2022 | $3,467.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,542 | $317,200 Land $55,000 Building $262,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures