1231 8th St, Monterey, CA 93940 Property Records

Monterey County property record for 1231 8th St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1916
Lot Size	0.102 acres (4,450 sqft)
Owner	Individual Name on Record
Last Sale	$1,190,000 (Apr 2026)
Tax Bill	$9,452 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-849-013-000`

Property Details

APN / Parcel Number

Primary APN	`001-849-013-000`
Alternative APN	`001-849-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,450 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-849-013
Street Address	1231 8TH ST
City	MONTEREY
State	CA
Zip	93940-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD W 4 1/2 FT OF L 13 & ALL OF LOT 15 BLK 15
Legal Subdivision	OAK GROVE ADD
Legal Block	15
Legal Lot Number	13,15
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2011
Census Tract	13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 8TH ST, MONTEREY, CA 93940-3605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
May 30, 2025	Grant Deed, Transfer · Commercial Mortgage FRANK GIROLAMO FLORES ETUX
May 2, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	May 30, 2025 · Amount on Record
Deed Document Number	202612682
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0000075512
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 16, 2026
Property Address	1231 8TH ST, MONTEREY, CA 93940-3605
Document Number	0000012682
Instrument Date	Apr 14, 2026
Instrument	202612682
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 8TH ST, MONTEREY, CA 93940-3605

Mortgage

Document Number	0000012683,
Date	Apr 16, 2026
Instrument	202612683

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Apr 2, 2026
Property Address	1231 8TH ST, MONTEREY, CA 93940-3605
Document Number	0000010901
Instrument Date	May 30, 2025
Instrument	202610901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000010901,
Date	Apr 2, 2026
Instrument	202610901

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.76%
Max Rate	-1%

May 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 30, 2025
Property Address	1231 8TH ST, MONTEREY, CA 93940-3605
Document Number	0000017518
Instrument Date	May 29, 2025
Instrument	2025017518
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ADAMS ST, MONTEREY, CA 93940-3001

Mortgage

Document Number	2026010901
Date	May 30, 2025
Instrument	2026010901

Lender

Name	FRANK GIROLAMO FLORES ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	May 2, 2023
Property Address	1231 8TH ST, MONTEREY, CA 93940-3605
Document Number	0000013155
Instrument Date	Apr 26, 2023
Instrument	2023013155
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 SUNSET LN, PEBBLE BEACH, CA 93953-3050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,000 (+13.12%) Land $765,000 Building $153,000
2025	$9,452.00 (+8.17%)	$811,512 (+315.99%) Land $546,210 Building $265,302
2024	$8,738.00 (+297.18%)
2023	$2,200.00 (+1.38%)	$195,078 Land $125,063 Building $70,015
2022	$2,170.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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