Cass County property record for 1231 46th Ave N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,752 sqft · built 2005 |
| Lot Size | 0.258 acres (11,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jun 2016) |
| Tax Bill | $5,548 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-5700-00020-000 |
| Primary APN | 01-5700-00020-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 11,223 sqft (0.258 acres) |
| Lot Dimensions | 129 ft deep x 87 ft wide |
| Street Address | 1231 46TH AVE N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 2 BLOCK: 1 ADDITION: RIVERWOOD 7TH ADDITION ADDITIONAL: RIVERWOOD 7TH LT 2 BLK 1 **8/25/99 ANNEXED FR FARGO TWP *SPL FRM |
| Legal Subdivision | RIVERWOOD 7TH |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 5 |
| Census Block | 5041 |
| Census Tract | 300 |
Source: Cass County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA |
| Feb 12, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Deed Document Number | 20161478901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 28, 2026 |
| Property Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Document Number | 0001759263 |
| Instrument Date | May 1, 2026 |
| Instrument | 20261759263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Investor | Possibly a Property Investor |
| Document Number | 0001759263, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20261759263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001649057 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 1649057 |
| Name | VISIONBANK OF IOWA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Feb 12, 2024 |
| Property Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Document Number | 0001706307 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 1706307 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1238 46TH AVE N, FARGO, ND 58102-5353 |
| Name | Verified Name |
|---|---|
| Address | 1238 46TH AVE N, FARGO, ND 58102-5353 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1231 46TH AVE N, FARGO, ND 58102-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001568490 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 1568490 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Oct 1, 2024 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,548.00 (-13.31%) | $265,150 (+11.06%) Land $39,400 Building $225,750 | $530,300 (+11.06%) Land $78,800 Building $451,500 |
| 2023 | $6,400.00 | $238,750 Land $42,250 Building $196,500 | $477,500 Land $84,500 Building $393,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 19 (1997–2020) |
| Most Recent Claim | Apr 2020 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 84% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable, Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures