1231 21st St, Des Moines, IA 50311 Property Records

Polk County property record for 1231 21st St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,202 sqft · built 1897
Lot Size	0.227 acres (9,891 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (Sep 2023)
Tax Bill	$1,696 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Sale & Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080/06727-000-000`

Property Details

APN / Parcel Number

Primary APN	`080/06727-000-000`
Alternative APN	`792433456002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	720 sqft
Upper Floors Area	482 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,891 sqft (0.227 acres)
Lot Dimensions	157 ft deep x 63 ft wide
Porch	Enclosed Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1231 21ST ST
City	DES MOINES
State	IA
Zip	50311-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 328 UNIVERSITY LAND COS 2ND ADDITION
Legal Subdivision	UNIVERSITY LAND COS 2ND ADD
Legal Lot Number	328
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	1100

Owner

1231 21st St is owned and occupied by two individuals who bought it in September 2023.

Source: Polk County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1231 21ST ST, DES MOINES, IA 50311-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 15, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage GREENSTATE CU
Jun 28, 2023	Land Contract, Transfer
Oct 2, 2019	Grant Deed, Mortgage LAUNA SVGS BK
Apr 8, 2019	Grant Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202349525
Deed Book / Page	19599 / 852
Prior Transfer Date	Feb 24, 1998
Prior Transfer Doc	0000064855
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 15, 2023
Property Address	1231 21ST ST, DES MOINES, IA 50311-3205
Document Number	0000049525
Book / Page	19599 / 852
Instrument Date	Aug 25, 2023
Instrument	2023-00049525
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 21ST STREET, DES MOINES, IA 50311

Mortgage

Document Number	0000049526
Date	Sep 15, 2023
Instrument	2023-00049526

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 15, 2023
Property Address	1231 21ST ST, DES MOINES, IA 50311-3205
Document Number	0000049524
Book / Page	19599 / 850
Instrument Date	Aug 18, 2023
Instrument	2023-00049524
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 UNIVERSITY AVE, DES MOINES, IA 50311-3424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049527
Date	Sep 15, 2023
Book Page	19599/868
Instrument	2023-00049527

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2033

June 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK IA
Recording Date	Jun 28, 2023
Property Address	1231 21ST ST, DES MOINES, IA 50311-3205
Document Number	0000033255
Book / Page	19520 / 937
Instrument Date	Feb 10, 2023
Instrument	2023-00033255
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4426 BEAVER AVE, DES MOINES, IA 50310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 714, JOHNSTON, IA 50131-0714
Investor	Possibly a Property Investor

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Oct 2, 2019
Property Address	1231 21ST ST, DES MOINES, IA 50311-3205
Book / Page	017524 / 000348
Instrument Date	Sep 27, 2019
Instrument	29962
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4026 BEAVER AVE DES MOINES IA 503102828, DES MOINES, IA 50310-2828

Mortgage

Document Number	0000029962
Date	Oct 2, 2019
Book Page	017524/000348
Instrument	29962

Lender

Name	LAUNA SVGS BK
Address	PO BOX 68, LUANA, IA 52156-0068

Agreement

Amount	Amount on Record

April 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Apr 8, 2019
Property Address	1231 21ST ST, DES MOINES, IA 50311-3205
Document Number	0000070871
Book / Page	017284 / 000611
Instrument Date	Mar 28, 2019
Instrument	70871
Transaction Type	Foreclosure
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$88.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 BEAVER AVE DES MOINES IA 503102828, DES MOINES, IA 50310-2828

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,200 Land $15,900 Building $134,300	$150,200 Land $15,900 Building $134,300
2024	$1,696.00
2023		$102,100 (+29.08%) Land $14,300 Building $87,800	$102,100 Land $14,300 Building $87,800
2022		$79,100 Land $11,400 Building $67,700
2021			$79,100 Land $11,400 Building $67,700
2020	$1,698.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1231 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1231 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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