1231 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1231 17th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 2005
Lot Size	1.92 acres (83,809 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Sep 2015)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`11-26-30-0676-0001-00C0`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-0676-0001-00C0`
Alternative APNs	`2630110676000100C0` `1126305141000100C0` `129264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,809 sqft (1.92 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	1,305 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1231 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARCHERS SUBDIVISION PB 5 PG 96 LOT C LESS W 75.0 FT & LOT D
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	STARCHERS
Legal Tract	676
Legal Block	C0
Legal Lot Number	C
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 11-26-30-0676-0001-00C0

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1231 17TH ST, SAINT CLOUD, FL 34769-4481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2015 · Amount on Record
Deed Sale	Sep 02, 2015 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	2015131062
Deed Book / Page	4835 / 2045
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0046110941
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1231 17TH ST, SAINT CLOUD, FL 34769-4481
Document Number	0057401082
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 17TH ST ST CLOUD FL 347694481, ST CLOUD, FL 34769-4481

Mortgage

Document Number	0057401082
Date	Jun 19, 2020
Book Page	005740/001082
Instrument	78893

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,817.00 (+3.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$210,293 (+5.99%)	$356,000 (+9.1%) Land $48,000 Building $308,000
2024	$2,714.00 (+3.04%)
2023	$2,634.00 (+0.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,415 (+3%)	$326,300 (+14.65%) Land $48,000 Building $278,300
2022	$2,613.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,636	$284,600 Land $48,000 Building $236,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.