12308 E 42nd St S, Independence, MO 64055 Property Records

Jackson County property record for 12308 E 42nd St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 951 sqft · built 1955
Lot Size	0.345 acres (15,045 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-340-11-27`

Property Details

APN / Parcel Number

Primary APN	`33-340-11-27`
Alternative APNs	`33-340-11-27-00-0-00-000` `33340112700000001` `879215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	951 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,045 sqft (0.345 acres)
Lot Dimensions	139 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	879215
Street Address	12308 E 42ND ST S
City	INDEPENDENCE
State	MO
Zip	64055-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEEK-BURTON ADD--- LOT 7
Legal Subdivision	PEEK BURTON ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	12400

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Jun 30, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 25, 2025	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026
Deed Sale	Jun 30, 2026
Prior Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	202648483
Prior Transfer Date	Jun 13, 2006
Prior Transfer Doc	00E0044670
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2026
Property Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Document Number	0000049420
Instrument Date	Jun 25, 2026
Instrument	202649420
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 S NORTHERN BLVD, INDEPENDENCE, MO 64052-3715

Mortgage

Document Number	0000049420,
Date	Jul 6, 2026
Instrument	202649420

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 30, 2026
Property Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Document Number	0000048483
Instrument Date	Jun 24, 2026
Instrument	202648483
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425

Mortgage

Document Number	00E0015289
Date	Mar 12, 2024
Instrument	2024E0015289

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2049

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 25, 2025
Property Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Document Number	00E0087938
Instrument Date	Nov 24, 2025
Instrument	2025E0087938
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13113 E 45TH TER S, INDEPENDENCE, MO 64055-4635

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 28, 2019
Property Address	12308 E 42ND ST S, INDEPENDENCE, MO 64055-4425
Document Number	0000E14176
Instrument Date	Feb 28, 2019
Instrument	14176E
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12308 E 42ND ST S INDEPENDENCE MO 640554425, INDEPENDENCE, MO 64055-4425

Mortgage

Document Number	E14177
Date	Feb 28, 2019
Instrument	14177E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (+18.45%)	$29,384 (+14.85%) Land $5,349 Building $24,035	$154,650 (+14.85%)
2024	$1,772.00 (+2.31%)
2023	$1,732.00	$25,584 Land $3,827 Building $21,757	$134,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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